On Top Of The World Homes with Lake Front Water Frontage

On Top Of The World Homes with Lake Front Water Frontage

Welcome to On Top Of The World, Clearwater's premier 55+ active adult community, nestled in the heart of Pinellas County, Florida. This vibrant subdivision is not just a place to live; it’s a lifestyle choice that promises comfort, convenience, and a sense of community.

One of the standout features of On Top Of The World is its stunning homes with lakefront and waterfront access. Imagine waking up each morning to the gentle sounds of nature and the serene views of sparkling waters right outside your window. These homes are thoughtfully designed to maximize the breathtaking scenery, with expansive windows and spacious decks that invite the outdoors in. Whether you’re sipping your morning coffee or hosting a sunset dinner, the tranquil ambiance of lakefront living provides the perfect backdrop.

The community offers an array of amenities tailored to an active lifestyle, including golf courses, swimming pools, fitness centers, and walking trails, ensuring that residents have plenty of opportunities to stay engaged and social. On Top Of The World also hosts a variety of clubs and activities, allowing you to connect with like-minded neighbors and create lasting friendships.

Located just a short drive from Clearwater's stunning beaches, shopping, and dining, On Top Of The World combines the best of both worlds—peaceful lakeside living with easy access to vibrant city life. Discover your dream home in this exceptional community and experience the joy of living on top of the world!

Newest On Top Of The World Homes with Lake Front Water Frontage

2228 Swedish Drive Unit 22, Clearwater
$285,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Virtually Staged. Welcome to On Top of The World, a premier 55+ Active Community. This beautiful & spacious 2 bedroom/ 2 bathroom condo is one of the largest units in the community at 1,740 sf. This condo is ideal for someone who is transitioning from a single family home or anyone looking for EXTRA SPACE and STORAGE. You will find closets and storage everywhere: there is a good size closet at the entry way; there is a large WALK-IN STORAGE closet in the hallway; there is a linen closet in the hallway; the master bedroom has a HUGE WALK-IN CLOSET and a 2nd closet; the 2nd bedroom has a large WALK IN CLOSET; there is a large Laundry Room with loads of storage cabinets; and there is a community storage closet. The spacious living room is accented with gleaming Brazilian Cherry wood floors. The large EAT-IN kitchen has endless possibilities: it can also double as a family room, a dining room, or an office space. Enjoy your morning coffee and meals with peaceful pond views out the large Bay window. You will love the gorgeous Travertine floors that make cleaning a breeze. As an added convenience, this is one of the newer buildings that has a full INSIDE LAUNDRY ROOM equipped with HOA approved hookups, a washer & dryer, and lots of storage cabinets. Some updates include newer DOUBLE PANE WINDOWS, NEW A/C system in 2024, and a newer hot water heater. On Top of The World has over 100 clubs and activities. There are two activity centers and two private GOLF courses with 9 and 18 holes, free exclusively for residents & owners. There are two HEATED swimming pools to enjoy all year. The remodeled Cardio Gym is a state-of-the-art fitness center with the latest exercise equipment complete with spinning classes, yoga, and more. There are hobby studios including a wood shop, a computer lab, Billiards room, and card rooms. The grand ballroom hosts live music, entertainment, and events. There is also horseshoes, shuffle board, tennis courts, pickle ball, walking trails, bike storage, kayak storage & launch area. Enjoy some take & bake meals and snacks at the on-site Good Karma Café’. Your four legged friends will love the fenced Dog Park with benches. This is a VERY FRIENDLY PET community and one of the only 55+ communities that allows for multiple pets and LARGE DOGS. This community offers the security and comfort of being situated on one of the highest points in Pinellas County and is in a NON-FLOOD & NON-EVACUATION zone, safe from any potential storm surge. The buildings are made of concrete, built to withstand hurricane winds, and the Milestone Study has been completed with no need for Phase II. Additionally, OTOW has a long history of careful budgeting, resulting in NO special assessments during its four-decade history. This great location is close to the Best Beaches and State Parks including the Sugar Sands at Clearwater Beach, Honeymoon Island, the charming towns of Tarpon Springs, Dunedin and Safety Harbor. There are excellent Shopping and Dining options all around and it provides easy commuting to Tampa, St. Petersburg, Airports. Whether you’re looking for a year-round residence or a seasonal retreat, this condo has everything you need for an enjoyable and comfortable lifestyle.

2228 Swedish Drive Unit 22, Clearwater
2221 Swedish Drive Unit 53, Clearwater
$179,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Virtually Staged. Beautiful 3rd-floor 2-bedroom, 2-bath partially furnished El Dorado model offering 1,370 sq ft of bright, open living on the highly sought-after West Side of On Top of the World’s golf community—just steps from Harbor Lake. Complete with a charming sitting area at the front entry perfect for enjoying your morning coffee or relaxing after a day of activities, you will see this sets the tone before you step inside. The spacious interior features ceramic tile flooring throughout the main living areas, granite kitchen countertops, newer appliances, and a new disposal. The home includes updated windows in front (2008); back windows are hurricane-impact (2025) providing added protection and efficiency. Major mechanicals are already updated with a (2025) water heater and Trane A/C (2018). The primary bedroom offers new soft carpeting, creating a comfortable retreat. The guest bedroom is carpeted and is a blank canvas. This desirable El Dorado layout delivers generous room sizes, abundant natural light, and a smooth, easy-living flow. Located on OTOW’s premier West Side, residents enjoy close proximity to golf, pools, fitness centers, clubs, and endless activities—all within a vibrant 55+ community and minutes from shopping, dining, and Clearwater’s beautiful beaches.

2221 Swedish Drive Unit 53, Clearwater
2363 Israeli Drive Unit 33, Clearwater
$99,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Step into this cheerful well cared for 2-bedroom, 2-bath condo in Clearwater’s beloved On Top of the World 55+ community, where the lifestyle is easy and the possibilities are wide open. This clean second-floor unit is partially furnished and ready for someone who wants a move-in-ready start while planning their updates. You’ll appreciate the updated windows in the back, a dependable 2013 A/C, and a layout that includes a bright Florida room—furniture included! The primary bedroom also comes furnished, and the living room’s crisp neutral couch stays, giving you a great base for your décor. The kitchen is truly turn-key, stocked with pots, pans, glasses, and dishes, plus a new 1-year-old SS refrigerator that makes settling in even easier. Just bring groceries and you’re good to go. Located steps to the elevator and the laundry room. Yes, it needs updating—but that’s your chance to make it shine. Meanwhile, you get to enjoy all the amenities OTOW is famous for: golf, pools, fitness centers, clubs, and endless activities. A clean slate, partial furnishings, and instant livability in one of Clearwater’s most social, active communities. Come make this condo your next fun project.

2363 Israeli Drive Unit 33, Clearwater
2209 Utopian Drive E Unit 207, Clearwater
$199,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Welcome to easy Florida living in the highly desirable Active Adult community of On Top of the World! This spacious two-bedroom, two-bath condominium offers a comfortable, functional layout along with the convenience of an inside laundry—a rare and valuable feature within the community. One of the home’s best features is its location. Step outside your door and enjoy the scenic walking trail surrounding Arbor Lake, perfect for a peaceful morning walk, an evening stroll or simply taking in the natural surroundings. On Top of the World is known for its impressive selection of amenities, including two activity centers, two golf courses, swimming pools, a fitness center, tennis and pickleball courts, shuffleboard, lawn bowling, billiards, a dog park and countless clubs, classes and social activities. Whether you prefer an active lifestyle or a relaxing day by the pool, there is always something to enjoy. Ideally located near shopping, dining, medical facilities and everyday conveniences, this community also places you just a short drive from charming Downtown Dunedin, the Pinellas Trail and the sugar-sand beaches of Clearwater Beach and Honeymoon Island. Enjoy waterfront restaurants, local breweries, festivals, boating and everything the Tampa Bay lifestyle has to offer. With its spacious floor plan, rare inside laundry and exceptional location near Arbor Lake, this residence is ready for its next owner to make it home. Come experience the carefree, amenity-rich lifestyle that makes On Top of the World one of Clearwater’s most popular Active Adult communities!

2209 Utopian Drive E Unit 207, Clearwater
2229 Americus Boulevard W Unit 7, Clearwater
$279,000
2 Beds ⋅ 3 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
1st floor condo! 1740 sq ft with 2 bedrooms 3 bathrooms. Built in 1990. New floor to ceiling cabinets with New Quartz counter tops and solid quartz backsplash. New Stainless Kitchen Appliances including Range, Microwave, Dishwasher and Refridgerater. New bathroom vanities and toilets. New ceiling fans. New Luxury Vinyl Plank flooring throughout the condo and fresh new paint throughout as well as new textured knock down ceiling. Updated windows. Rear 10x22 Covered Patio added with permit in 2016. EXCEPTIONAL SPACE AND CONVENIENCE - 1,740 Sq. Ft. GROUND FLOOR available on the West Side of On Top of the World! Say goodbye to stairs and long walks to your front door--your assigned parking space is right at your front door for a seamless transition inside. This wide-open layout features a sprawling living/dining area that easily fits full-sized furniture. You'll also find a huge eat-in kitchen boasting abundant cabinetry, with a separate coffee/workstation. HIGHLIGHTS INCLUDE: Two Private Suites: BOTH oversized bedrooms feature their own private ensuite bathroom and spacious walk-in closet. Guest Bathroom, Inside Utility: Dedicated laundry room with washer/dryer hookups right off the kitchen. Outdoor Living: Enjoy a covered front sitting area PLUS a rear covered patio--perfect for morning coffee or evening entertaining. Live the premier 55+ resort lifestyle with free golf (to Owners), tennis, pickleball, 2 heated pools, spa, 2 active clubhouses, a fitness center, a dog park, and endless social clubs. Minutes from world-class beaches, shopping and dining.

2229 Americus Boulevard W Unit 7, Clearwater
2000 World Parkway Boulevard Unit 20, Clearwater
$110,000
1 Beds ⋅ 1 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
This one bedroom/one bathroom condo with bonus room is stylishly updated with quartz breakfast bar pass-through to kitchen and beautiful quartz countertops. Upgrades included a/c and hot water heater, new storm door, front door and lighting. Tile floors throughout this comfortable home right out to your Florida room with a peaceful view of the grounds. It can be used for guests, office, reading, library, etc. Lovely decorator quartz bathroom vanity and neutral paint from start to finish. Stairs lead right up from your parking space to your front door balcony with laundry room right around the corner (no elevator). Just a short walk to the East Recreation Center with pool and cardio gym. You will love this vibrant 55+ neighborhood. Golf on beautiful courses, hike scenic green spaces, play cards, dance, join clubs, attend community events, take group trips, or relax in the heated swimming pools. This is a pet friendly area and dogs will love the dedicated dog parks. You will really appreciate being close to shopping malls, dining, entertainment, healthcare facilities, and gorgeous area beaches. It's a place where comfort meets community, where everything you need is right at your doorstep.

2000 World Parkway Boulevard Unit 20, Clearwater
2402 Ecuadorian Way Unit 48, Clearwater
$109,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Come and see this top floor unit where you will never hear footsteps again. This unit needs some updating so you can remodel your way and is in move-in condition. The AC is 10 years old. Meet new friends and neighbors at the community pool. There are many planned activities and a bus runs through the community to the mall. 55+, land-leased, large pets are ok.

2402 Ecuadorian Way Unit 48, Clearwater
2256 Spanish Drive Unit 42, Clearwater
$209,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
This beautiful and pristine condo has been renovated from top to bottom. It is in a 55+ community, has 2-bedrooms, 2-bathrooms and is on the second-floor with an elevator. Brand new AC in 2025. The pet friendly neighborhood is ready to welcome you home! Thoughtfully refreshed throughout, the unit features fresh paint, an updated kitchen with quartz countertops and newer appliances, and beautifully updated bathrooms. A versatile bonus room just off the kitchen offers endless possibilities, use it as a dining area, TV room, home office, or additional guest space. Partial furnishings are also available, making your move even easier. Enjoy an unbeatable location close to Gulf beaches, airports, medical facilities, shopping, dining, entertainment, and everything you need for an easy Florida lifestyle. The community offers an impressive array of amenities and activities, including two heated pools, a dog park, fitness center, two golf courses, card games, many clubs, dancing, social events and plenty of opportunities to meet new friends and stay active. Whether you're looking for a full-time residence, seasonal getaway, or a place to enjoy the best of Florida living, this move-in-ready condo is a must-see. Schedule your private tour today and make this wonderful home yours!

2256 Spanish Drive Unit 42, Clearwater
2291 Americus Boulevard W Unit 25, Clearwater
$180,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Wake up to peaceful views of a sparkling fountain pond from this beautifully maintained two-bedroom, two-bath condominium, ideally located in the newest building within the highly desirable On Top of the World community. Combining a tranquil setting with modern finishes and maintenance-free living, this inviting residence offers the lifestyle so many buyers are searching for. Inside, soaring vaulted ceilings and an open floor plan fill the home with natural light. The well-appointed kitchen features granite countertops, stainless steel appliances, a tile backsplash, abundant cabinetry, and a center island that is perfect for casual dining or entertaining. A thoughtfully designed split-bedroom layout provides privacy for both owners and guests, while the spacious primary suite offers a walk-in closet and a private en-suite bath. An interior laundry room, elevator access, and assigned parking conveniently located just outside the building add to the home's everyday convenience. Life at On Top of the World is centered around enjoying each day to the fullest. Residents have access to golf courses, multiple swimming pools, fitness centers, tennis and pickleball courts, walking trails, hobby studios, clubs, social events, and countless activities that create an active and engaging 55+ lifestyle. Conveniently located just minutes from shopping, restaurants, healthcare, Tampa International Airport, St. Pete-Clearwater International Airport, and Clearwater's world-famous beaches, this residence offers an exceptional opportunity to enjoy the very best of Florida living.

2291 Americus Boulevard W Unit 25, Clearwater
2433 Brazilia Drive Unit 41, Clearwater
$123,000
2 Beds ⋅ 1 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Virtually Staged. Beautifully renovated and move-in ready! Welcome to 2433 Brazilia Drive, Unit 41, located in the desirable 55+ community of On Top of the World in Clearwater. This beautifully updated 2-bedroom, 1-bath condominium has never been occupied since the renovations were completed, offering a fresh, modern interior without the hassle of remodeling. Step inside to discover bright, inviting living spaces and a beautifully renovated kitchen featuring white shaker-style cabinetry, quartz countertops, stainless steel appliances, and a clean, contemporary design. The spacious floor plan flows to an expansive covered private balcony with new ceiling fans, providing a wonderful extension of the living space for morning coffee, relaxing, or entertaining. The balcony may offer potential for enclosure, subject to association approval and applicable permitting requirements. Both bedrooms provide comfortable accommodations, including a generously sized primary bedroom with ample closet space. The beautifully updated bathroom features a white shaker-style vanity, quartz countertop, and tub/shower combination. Additional conveniences include an elevator located just steps from the front door and assigned parking. Beyond the residence, On Top of the World offers an active lifestyle with multiple swimming pools, tennis and pickleball courts, fitness facilities, community centers, a library, billiards, card rooms, a dog park, and a variety of clubs and organized activities. The community is pet-friendly, subject to association restrictions. Ideally situated near shopping, restaurants, medical facilities, Downtown Dunedin, Safety Harbor, Countryside Mall, the Pinellas Trail, and Clearwater's beautiful Gulf beaches, this location makes enjoying the Florida lifestyle easy. Whether you're searching for a full-time residence or a seasonal getaway, this beautifully renovated condo offers modern finishes, comfortable living spaces, and access to an established, amenity-rich community. Schedule your private showing today!

2433 Brazilia Drive Unit 41, Clearwater
2341 Haitian Drive Unit 55, Clearwater
$218,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
One or more photo(s) has been virtually staged. Discover this charming condominium located in the sought after On Top of the World complex in Clearwater. Featuring spacious living areas and abundant natural light this unit has been completely remodeled with an all new kitchen featuring shaker cabinets with slow close doors and drawers, granite counters and new stainless steel appliances. The bathrooms have been redone as well with new tile, new vanities and all new fixtures. With an all new floors, fresh soft yellow paint throughout and all new ceiling fans everything has been done for you. Nothing to do but to move in. This 1400 square foot unit features 8 closets so there's plenty of room for all your stuff. Two large bedrooms and a den mean there's plenty of room for yourself and your guests. On Top of the World has all the amenities you could ever want including two activity centers, two pools, a jacuzzi, a sauna, tennis courts, pickle ball courts, lawn bowling, a cafe, and much much more. There's also a 27 hole golf course which is free for residents so you can golf all day every day if you like. You're also right across the street from Lake Arbor which is nice for fishing or kayaking. There's even storage for kayaks so bring your own from home. Come here and you'll be just 15 minutes from the beaches with all the wonders of Dunedin, Safety Harbor and Tarpon Springs even closer. It's a wonderful place to make wonderful friends and you can even bring your dog along too. The HOA fees include internet, cable, sewer, water, and garbage - everything but the electric bill. Conveniently situated near shopping, dining, and recreational options, this property presents a wonderful opportunity for comfortable living.

2341 Haitian Drive Unit 55, Clearwater
2223 Philippine Drive Unit 35, Clearwater
$265,000
2 Beds ⋅ 3 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Virtually Staged. Beautifully remodeled condo located in the highly sought-after On Top of the World, a premier 55+ community offering retirement living at its finest! This spacious 2-bedroom, 2.5-bathroom residence features 1,680 heated square feet, making it one of the larger floor plans in the community. Designed for comfort and convenience, this home includes a private in-unit laundry room and is truly move-in ready. Enjoy a long list of brand-new upgrades, including luxury vinyl flooring with sound-reducing underlayment, refinished kitchen cabinets paired with elegant quartz countertops, stainless steel appliances, a new garbage disposal, updates in all 3 bathrooms, fresh interior paint, updated electrical outlets, modern LED lighting fixtures, new fans, decorative shutters, and updated plumbing under all sinks with new water shut-offs. Every detail has been thoughtfully updated to provide a modern, low-maintenance lifestyle. The association offers exceptional value, covering exterior building maintenance—including the roof and landscaping—gated security, trash removal, cable TV, and more, giving you peace of mind and easy living. The lifestyle here is truly second to none. Residents enjoy access to two championship golf courses free of charge, two large swimming pools, tennis and pickleball courts, a fully equipped fitness center, hobby studios, a fishing pier, kayaking, a dog park, and a convenient free community shuttle—all just steps from your door. This unit represents an exceptional opportunity to own one of the larger floor plans available in this class of building, ideally situated within one of the most desirable locations in the community. Priced to sell and ready to show. Come experience for yourself why On Top of the World has remained one of Florida’s most beloved active adult communities for decades.

2223 Philippine Drive Unit 35, Clearwater
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