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$690,900
3 Beds 3 Baths Shoreline Ranch SubDv. 32784 Zip Code
Pre-Construction. To be built. Welcome to Shoreline Ranch. This is a gated lakefront community. Rendering and floor plan show one possible home design that could be built on this lot. Not existing structure. This proposed lot and well-appointed home package is $690,900. Offering custom home packages by American Family Homes Inc the preferred builder. Build your dream home here and enjoy the breathtaking views year-round. The right lot shapes the way your home looks and feels, from the stunning views out your windows to the natural light that brightens your living space. In front of the gate there will be a sign with the gate code to enter into the community. Contact us today to schedule an appointment.

38797 Ranch Gate Boulevard, Umatilla

$559,000
3 Beds 2 Baths Umatilla Anna D Guerrant Sub SubDv. 32784 Zip Code
2.5% FHA Assumable Mortgage!!! This well-updated 1920 Sears and Roebuck catalog home in excellent condition gives you the opportunity to own an incredible piece of history and still have today’s luxury. This beautiful home includes replumbing of upstairs and downstairs bathrooms, brand new Pella Windows in the entire 2nd floor installed in 2025, R90 blown in insulation in the Attic, white vinyl fencing, a large 12x20 storage shed, and a spacious 29’ screened in tiled front porch that overlooks the lake and much more! This home is listed as a 3-bedroom 2-bath but could be utilized as a 4-bedroom. This home has all the original 1920’s glass windows with new storm windows downstairs. Upon entering the home, you will notice two large beautiful original 1920’s wavy lead glass windows in the formal living and dining rooms. This home features the original wood flooring which is continuous throughout! The formal living room has one of four working fireplaces, and the dining room is adjacent and features beautiful french doors which lead to either a bonus room, home office, game room or extra storage space. The centrally located kitchen is remodeled and boasts beautiful textured Italian tile, an abundance of white cabinetry & counter space, soft close drawers, a large white farmhouse sink, a restaurant style faucet, beautiful brick pattern tiled backsplash, black stainless-steel appliances and complete with a pot filler over the stove! This kitchen also features a coffered ceiling detailed with wainscotting and a fandelier over an antique island on casters for function. Adjacent to the kitchen is under stairwell storage. The first-floor 12’ X 13’ bedroom with 10+ ceilings was likely once used as the primary bedroom complete with a fireplace, closet and direct access to the downstairs bathroom. In the rear of the home, you will enter a large family room that gives you plenty of space for entertaining. A back door leads you to a small, covered mud room that leads out to a large wooden deck perfect for barbecues or entertaining. Upstairs you will find the huge primary bedroom at the end of the hall, 29’ X 13’ with a fireplace and a beautiful view of the lake. It highlights the brand-new Pella windows that are throughout the entire upstairs (original windows were kept for restoration should you wish). The 3rd bedroom is located at the top of the stairs opposite the primary bedroom and…yes…this bedroom also has a private wood burning fireplace! Additionally, there is a small trunk room that is a great place to take in your favorite book or study with great light. The large attic includes a huge whole-house exhaust fan and there is plenty of room for additional storage. In the large, fenced backyard there is room for a small swimming pool and lots of outside activities. Additional features include all original rope and weighted lead glass windows throughout the first floor, a covered portico car port, next to it a smaller shed for all your car or garden needs, a 4-zone irrigation system with RainBird and timer that ensure your yard is as beautiful as this home. This is an incredible opportunity, with less than 25 Sears & Roebuck homes recorded in Florida, this is practically a one-of-a kind. Ask your Realtor® for the unbranded virtual tour of this amazing home. All measurements are approximate and should be independently verified.

47 Davis Avenue, Umatilla

$349,900
3 Beds 2 Baths Vista Oaks SubDv. 32784 Zip Code
Virtually Staged. BACK ON MARKET. PASSED INSPECTIONS. $3500 BUYER CREDIT. Built in 2021, this 3-bedroom, 2-bath home sits on .40 acres in Umatilla with NO HOA and a fully fenced backyard. No carpet here, LVP flooring runs throughout the entire home, and both bathrooms feature updated tile work. The large primary suite includes a MASSIVE walk-in closet with plenty of storage. The home is also set up as a smart home, allowing you to control the lighting, fans, garage doors, and exterior doors with Alexa, along with an upgraded front door lock that can be controlled directly from your phone. Security cameras are already installed for added protection. In the living room, the projector can be used in place of a traditional TV and connects through HDMI or USB for devices such as a Fire Stick or Roku. The driveway has been extended with pavers on both sides, creating additional parking space. Out back, the porch was expanded and updated to create a huge, fully screened patio with installed fans and lighting. The fenced .40-acre lot also includes a dedicated playground area while still leaving plenty of backyard space to use however you choose. Roof, A/C, and water heater are all 2021. No need to wait on new construction when this home is already built, fenced, upgraded, and ready to go.

362 Lake Street, Umatilla

$384,900
3 Beds 2 Baths Umatilla North Umatilla SubDv. 32784 Zip Code
Custom-built in 2018 and offered for the first time, this 3-bedroom, 2-bathroom CBS/stucco residence delivers quality construction, thoughtful design, and exceptional outdoor living on a private, fully fenced third-acre lot in North Umatilla. Framed by mature oaks and a curved concrete drive, the front of this home makes an immediate impression. A private gated entry leads to the backyard, where a custom timber-frame covered pavilion awaits, featuring recessed lighting, dual ceiling fans, and a floor-to-ceiling stone outdoor fireplace. Purpose-built for entertaining, this outdoor living space is a defining feature rarely found at this price point. Inside, vaulted ceilings and an open floor plan connect the great room, anchored by a custom built-in fireplace surround, to the dining area and a well-appointed kitchen featuring custom dark wood cabinetry, dramatic granite countertops, a built-in wine rack, walk-in pantry, and stainless-steel appliances. Dishwasher plumbing is already in place behind the cabinetry, should the new owners wish to add one in the future, the infrastructure is there. The master suite offers a tray ceiling, dual walk-in closets with custom shelving systems, and a spa-inspired en suite bathroom with dual granite vanities, a dedicated vanity station, private water closet, and a floor-to-ceiling tiled walk-in shower with mosaic accent detail. Additional features include tile flooring throughout, Samsung front-load washer and dryer, 2-car garage, no HOA, and no CDD. Owner-built. Never previously listed.

60 Owens Street, Umatilla

$17,000
Sandy Acres Estate SubDv. 32784 Zip Code
This lot previously had a home on it. Impact fees were paid when previous home was there. Check with county to see if any impact fees are needed for what you are wanting to put on the property. The lot already has a septic please make sure it is in good working condition during your inspection. There is no need for a well because a private water company provides for this community. This lot is not listed that it is in a flood zone but please confirm in your due diligence. This location does not have a homeowners association. So build or set up your manufactured home on this nicely treed lot in a rural location. The Buyers must verify all details of the subject property, and it is recommended to procure their own survey. If you want to drive by, closest house is 17080 SE 252nd Ave

17105 Se 252nd Avenue, Umatilla

$20,000
Sandy Acres Estate SubDv. 32784 Zip Code
This lot previously had a home on it. This lot previously had a home on it. Impact fees were paid when the previous home was there. Check with the county to see if any impact fees are needed for what you want to put on the property. The lot already has a septic please make sure it is in good working condition during your inspection. There is no need for a well because a private water company provides for this community. This lot is not listed that it is in a flood zone but please confirm in your due diligence. This location does not have a homeowners association. So build or set up your manufactured home on this nicely treed lot in a rural location. The Buyers must verify all details of the subject property, and it is recommended to procure their own survey. Located next to 17211 SE 252nd Ave

17205 Se 252nd Avenue, Umatilla

$137,900
2 Beds 1 Baths Big Scrub Campsites SubDv. 32784 Zip Code
Charming and fully remodeled 2-bedroom, 1-bath single-wide mobile home situated on nearly half an acre in the peaceful countryside of Umatilla! This move-in-ready property features tasteful country-style finishes throughout, creating a warm and inviting atmosphere. Recent upgrades include a new roof, fresh interior and exterior paint, updated plumbing, and a new electrical pole with new electrical service and wiring, providing peace of mind for years to come. The spacious, fully fenced lot offers plenty of room for gardening, pets, outdoor activities, or future improvements. A storage shed provides additional space for tools and equipment. Enjoy the freedom of NO HOA and NO CDD fees, and best of all, you own both the land and the home. Conveniently located near Central Florida's beautiful rivers, lakes, parks, and outdoor recreation areas, while still offering easy access to shopping, dining, and everyday amenities. Whether you're looking for a primary residence, seasonal getaway, or investment opportunity, this property offers exceptional value and endless potential. Don't miss this affordable country retreat with room to grow.

20456 Se 140th Street, Umatilla

$1,850,000
North Umatilla SubDv. 32784 Zip Code
Exceptional investment! This fully renovated multifamily property has undergone extensive upgrades, including updated electrical systems, newer HVAC units, and upgraded water heaters. Featuring a total of 16 units, the property consists of 4 two-bedroom/one-bath units, 11 one-bedroom/one-bath units, and 1 studio unit. Every unit has been remodeled on the interior and includes the convenience of in-unit laundry. The property offers ample on-site parking. providing immediate and stable cash flow. Zoned and suitable for both short-term and long-term rental strategies, allowing future ownership flexibility. A truly turnkey asset with significant capital improvements already completed and minimal deferred maintenance.

475 Umatilla Boulevard, Umatilla

$1,200,000
4 Beds 4 Baths Shoreline Ranch SubDv. 32784 Zip Code
Pre-Construction. To be built. Experience the Farmhouse floorplan with luxury craftsmanship, and breathtaking natural surroundings with this proposed custom home by Precision Builders of Central Florida. This stunning single-story residence offers 4 bedrooms, 3 bathrooms, a private office, dedicated dining room, oversized laundry room, and an expansive 3-car garage. Inside, soaring ceilings and an open-concept layout create a bright and inviting atmosphere, complemented by high-end finishes, premium appliances, and superior building materials throughout. One of the home's most remarkable features is its incredible outdoor living space. With more than 1,000 square feet of covered porches, you'll enjoy stunning views from every direction. The front porch will be overlooking the beautiful Lake Dalhousie, and the rear lanai will offer views of the private pond and conservation area. This seamless connection between indoor and outdoor living makes this floorplan something you cannot replicate in another community. Building with Precision Builders of Central Florida provides a personalized experience rarely found in today's market. Buyers receive a complete build plan, including selections and finishes, before construction ever begins. Precision's dedicated team oversees every aspect of the process to ensure an exceptional experience from start to finish. Choose from thoughtfully designed floor plans, customize an existing design, or create a fully custom home tailored to your unique vision. Nestled within the gated community of Shoreline Ranch, this prime homesite offers a rare combination of privacy, space, and lake access. Situated on just under an acre, the property enjoys picturesque views of Lake Dalhousie from the front of the home. What truly sets this lot apart is its exceptional setting: a scenic pond serves as the backdrop to the rear of the property, while conservation land along the right side provides added privacy with no immediate neighbor. Shoreline Ranch offers residents exclusive access to Lake Dalhousie through a private community boat ramp. This spring-fed, sandy-bottom lake is ideal for boating, fishing, skiing, wakeboarding, and year-round water recreation. Here, you don't have to choose between living in a neighborhood and enjoying a true waterfront lifestyle. You can have both. Conveniently located just minutes from Publix, shopping, dining, medical facilities, and the charm of Downtown Mount Dora, Shoreline Ranch offers the perfect balance of peaceful country living and everyday convenience. This is a rare opportunity to create a one-of-a-kind custom home on one of the most desirable homesites in the community. Call today to schedule your private tour.

20280 Shoreline Ranch Lane, Umatilla

$22,000
Big Tree Campsites Sec D SubDv. 32784 Zip Code
Build your dream home or invest in this prime 0.22-acre vacant lot located in southeast Marion County with a Umatilla address. Nestled just minutes from the stunning Ocala National Forest and pristine natural springs, this property offers the ultimate Florida outdoor lifestyle with no HOA restrictions. Enjoy paved road frontage along County Road 42 for quick commuting to Weirsdale, Lake Weir, and Ocala, while benefiting from the peace and privacy of rural living. NEED MORE SPACE? Two adjacent, contiguous parcels are also available! Purchase just this lot for a manageable homesite, or buy all three. High-dry land with power available along the road (well/septic required). Don't miss out on this versatile piece of Sunshine State land—bring your builder and your toys today!

County Road 42, Umatilla

$25,000
Big Tree Campsites Sec D SubDv. 32784 Zip Code
Build your dream home or invest in this prime 0.31-acre vacant lot located in southeast Marion County with a Umatilla address. Nestled just minutes from the stunning Ocala National Forest and pristine natural springs, this property offers the ultimate Florida outdoor lifestyle with no HOA restrictions. Enjoy paved road frontage along County Road 42 for quick commuting to Weirsdale, Lake Weir, and Ocala, while benefiting from the peace and privacy of rural living. NEED MORE SPACE? Two adjacent, contiguous parcels are also available! Purchase just this lot for a manageable homesite, or buy all three. High-dry land with power available along the road (well/septic required). Don't miss out on this versatile piece of Sunshine State land—bring your builder and your toys today!

County Road 42, Umatilla

$25,000
Big Tree Campsites Sec D SubDv. 32784 Zip Code
Build your dream home or invest in this prime 0.37-acre vacant lot located in southeast Marion County with a Umatilla address. Nestled just minutes from the stunning Ocala National Forest and pristine natural springs, this property offers the ultimate Florida outdoor lifestyle with no HOA restrictions. Enjoy paved road frontage along County Road 42 for quick commuting to Weirsdale, Lake Weir, and Ocala, while benefiting from the peace and privacy of rural living. NEED MORE SPACE? Two adjacent, contiguous parcels are also available! Purchase just this lot for a manageable homesite, or buy all three. High-dry land with power available along the road (well/septic required). Don't miss out on this versatile piece of Sunshine State land—bring your builder and your toys today!

County Road 42, Umatilla

$968,000
32784 Zip Code
Industrial/commercial land located in Gateway Commerce Center in Umatilla! This industrial park is well located just off of SR 19, which is North Lake County’s primary North/South roadway. This location provides convenient access to Ocala, Umatilla, Eustis, Tavares, Mount Dora, and Leesburg. Great site for service access to The Villages as well. The property is in city limits of Umatilla enjoying city water and 3 Phase Power. The attached IPUD zoning ordinance provides a long list of acceptable uses with most commercial, trucking, outdoor storage, and many manufacturing uses being permissible. The entire development was well designed to allow easy ingress and egress for large delivery trucks and equipment. The seller owns several contiguous parcels that may be purchased individually or together, this listing is for all three parcels. All information is believed to be accurate and correct but not guaranteed or warranted and should be verified by buyer to their satisfaction.

1060 Duck Box Road, Umatilla

$400,000
32784 Zip Code
Industrial/commercial lot located in Gateway Commerce Center in Umatilla! This industrial park is well located just off of SR 19, which is North Lake County’s primary North/South roadway. This location provides convenient access to Ocala, Umatilla, Eustis, Tavares, Mount Dora, and Leesburg. Great site for service access to The Villages as well. The property is in city limits of Umatilla enjoying city water and 3 Phase Power. The attached IPUD zoning ordinance provides a long list of acceptable uses with most commercial, trucking, outdoor storage, and many manufacturing uses being permissible. The entire development was well designed to allow easy ingress and egress for large delivery trucks and equipment. The seller owns several contiguous parcels that may be purchased individually or together. All information is believed to be accurate and correct but not guaranteed or warranted and should be verified by buyer to their satisfaction.

1020 Duck Box Road, Umatilla

$1,000,000
3 Beds 2 Baths Metes And Bounds SubDv. 32784 Zip Code
No HOA! Ag Exempt! This 14-acre agricultural exempt property features approximately 7 acres of pines, a 4-acre home site, and 3.43 acres of wetlands and beautiful sunsets. Click to experience the home through the Zillow 3D tour and our YouTube video walkthrough. Built in 2005, this 3-bedroom, 2-bath home offers approximately 1,727 square feet with a split floor plan, fireplace, luxury vinyl plank flooring throughout, quartz countertops. Primary suite has custom Poplar and Red Oak shelving, walk-in tile shower, a garden tub, and dual sinks. Home has an attached 2 car garage. Recent updates include new roof (2018), new HVAC system (2020), and a new hot water heater (2025). Home is gated at the main road and sits far enough off the road to offer privacy and it’s open enough to enjoy beautiful sunsets. Close to Eustis (9 miles), Mt. Dora (14 miles) and The Villages (25 miles). You’ll love having the space for gardening, hobby farming or having livestock. Need room for toys, a car collection, RVs, boats, or equipment? Own your own tradesman business? Need space for a work shop? This property checks so many boxes. Other improvements include an underground irrigation system, diesel 8-inch well, replaced well tank, natural spring/water feature beneath the property, and goat wire fencing on three sides. The commercial-grade metal agricultural utility building (120x40) has three large garage doors (12x10), mini- split A/C and heat, 150 MPH hurricane rating construction and designed with what’s considered a 50- year lifespan by Inland Buildings. Additional structure includes workshop (640 sq. ft.) with 2 roll-up doors (8x8), and an in wall A/C unit, and carport (400 sq. ft.) Outdoor buildings and storage structures included.

14433 Lake Yale Road, Umatilla

$225,000
32784 Zip Code
Industrial/commercial lot located in Gateway Commerce Center in Umatilla! This industrial park is well located just off of SR 19, which is North Lake County’s primary North/South roadway. This location provides convenient access to Ocala, Umatilla, Eustis, Tavares, Mount Dora, and Leesburg. Great site for service access to The Villages as well. The property is in city limits of Umatilla enjoying city water and 3 Phase Power. The attached IPUD zoning ordinance provides a long list of acceptable uses with most commercial, trucking, outdoor storage, and many manufacturing uses being permissible. The entire development was well designed to allow easy ingress and egress for large delivery trucks and equipment. The seller owns several contiguous parcels that may be purchased individually or together. All information is believed to be accurate and correct but not guaranteed or warranted and should be verified by buyer to their satisfaction.

1080 Duck Box Road, Umatilla

$15,000
Big Scrub Campsites SubDv. 32784 Zip Code
Three newly split, high-and-dry buildable lots available in Umatilla! Each lot measures 75x100 and is zoned R-4, allowing for single-family or manufactured home installation (buyer to verify intended use with county). Lots have already been surveyed and cleared, saving buyers time and upfront site prep costs. Located on a quiet dirt road with nearby utilities and established homes in the area. Priced aggressively at $15,000 each for a quick sale. Flexible terms may be available for qualified buyers. Buy one lot or package multiple together for additional space and flexibility. Affordable land opportunities like this are becoming increasingly difficult to find in Central Florida -- especially lots that are already cleared and ready for the next step. Call today!

Z Se 143rd Ln, Umatilla

$15,000
Big Scrub Campsites SubDv. 32784 Zip Code
Three newly split, high-and-dry buildable lots available in Umatilla! Each lot measures 75x100 and is zoned R-4, allowing for single-family or manufactured home installation (buyer to verify intended use with county). Lots have already been surveyed and cleared, saving buyers time and upfront site prep costs. Located on a quiet dirt road with nearby utilities and established homes in the area. Priced aggressively at $15,000 each for a quick sale. Flexible terms may be available for qualified buyers. Buy one lot or package multiple together for additional space and flexibility. Affordable land opportunities like this are becoming increasingly difficult to find in Central Florida -- especially lots that are already cleared and ready for the next step. Call today!

Y Se 143rd Ln, Umatilla

$15,000
Big Scrub Campsites SubDv. 32784 Zip Code
Three newly split, high-and-dry buildable lots available in Umatilla! Each lot measures 75x100 and is zoned R-4, allowing for single-family or manufactured home installation (buyer to verify intended use with county). Lots have already been surveyed and cleared, saving buyers time and upfront site prep costs. Located on a quiet dirt road with nearby utilities and established homes in the area. Priced aggressively at $15,000 each for a quick sale. Flexible terms may be available for qualified buyers. Buy one lot or package multiple together for additional space and flexibility. Affordable land opportunities like this are becoming increasingly difficult to find in Central Florida -- especially lots that are already cleared and ready for the next step. Call today!

X Se 143rd Ln, Umatilla

$462,840
3 Beds 2 Baths Lynnwood SubDv. 32784 Zip Code
Pre-Construction. To be built. 16200 LENORD ST, UMATILLA, FL 32784 Build the Tiffany Model or Any Kevco Custom Design — Simplicity Series. Introducing the Tiffany, one of Kevco Builders’ most popular floor plans from the Simplicity Series. This thoughtfully designed home offers an open-concept layout, high ceilings, a spacious kitchen with granite countertops, 42" upper cabinets, stainless steel appliances, designer lighting, 18" tile in main living areas, plush carpet in bedrooms, and a beautifully finished owner’s suite with a tiled walk-in shower. Elegant trim details, energy-efficient construction, and modern finishes complete the home’s clean, contemporary style. Buyers may choose to build the Tiffany as shown, select any other Simplicity floor plan, or customize a design to fit their needs. Kevco Builders offers full flexibility—modify a plan, bring your own, or create a home tailored to your lifestyle and budget. This nearly 1/2-acre, fully cleared interior lot sits just inside a prime corner block off SR-19 on the Eustis/Umatilla border. The property includes existing improvements—two wells, a septic system, and power (buyer to verify usability)—and benefits from NO impact fees. Zoned R-6, the lot supports a variety of residential options, and Lake County offers a straightforward plan-review process that can be completed prior to closing. Perfectly located for convenience and recreation, this homesite is minutes from Historic Downtown Eustis and Downtown Mount Dora, close to waterfront dining on the Harris Chain of Lakes, and offers easy access to boating, fishing, and public lake ramps. Everyday essentials such as grocery stores, gas stations, and local services are nearby. The Ocala National Forest, known for its natural springs and scenic trails, is only a short drive away.

16200 Lenord Street, Umatilla

$189,900
Shoreline Ranch SubDv. 32784 Zip Code
Discover the perfect place to build your dream home on Lot 40 in the beautiful Shoreline Ranch community in Umatilla, Florida. This peaceful and welcoming neighborhood offers the ideal blend of privacy, nature, and convenience, making it a wonderful place to call home. Enjoy spacious surroundings, scenic beauty, and a relaxing lifestyle while still being just a short drive from the charming shops, dining, and waterfront attractions of downtown Mount Dora. Convenient access to Orlando also makes commuting, entertainment, and world-class attractions easily accessible. Whether you're looking to build your forever home or invest in a growing area, Shoreline Ranch offers an amazing opportunity to enjoy the best of Central Florida living. Get an incredible head start with a $10,000 incentive to use toward upgrades, closing costs, or down payment assistance. This exclusive opportunity on our custom home and land packages ends July 5th, 2026. Contact us today to schedule an appointment.

38402 Wooded Meadow Drive, Umatilla

$159,000
Lynnwood SubDv. 32784 Zip Code
Cleared, Improved & Ready to Build — Exclusive Kevco Homesite in a Growing Corridor! Discover an exceptional opportunity on the Eustis/Umatilla border — a fully cleared, nearly ¼-acre lot tucked just inside a prime corner block off SR-19. This interior homesite offers the perfect blend of quiet surroundings with immediate access to major routes, local conveniences, and the rapidly developing SR-19 corridor. With NO impact fees and existing improvements on-site, including two wells, a septic system, and power, this property offers a strong head start for your future build. Buyer to verify usability of existing systems with Lake County and appropriate professionals. Zoned R-6, the lot provides flexible residential options, and Lake County offers an easy plan-review process that can even be completed before closing. Perfectly positioned for lifestyle and convenience, this homesite is just minutes to Historic Downtown Eustis and Downtown Mount Dora, close to waterfront dining on the Harris Chain of Lakes, and offers easy access to boating, fishing, and public lake ramps. Everyday essentials are nearby, including grocery stores, gas stations, and local services. Outdoor enthusiasts will appreciate being a short drive to the Ocala National Forest, known for its natural springs, scenic trails, and abundant recreation. Best of all — Kevco Builders is the exclusive builder for this homesite, giving you access to Lake County’s most trusted and award-winning custom builder. Whether you’re envisioning a cozy retreat, a modern farmhouse, or a fully custom design, Kevco can tailor a home to your lifestyle, budget, and long-term goals.

Lot 00200 Lenord Street, Umatilla

$870,000
2 Beds 2 Baths Umatilla Mitchenors Add SubDv. 32784 Zip Code
Lakefront Oasis with Income Potential – 260& 264 S. Central Ave., Umatilla, FL. The main home is 1,258 sq ft and the duplex is 2,160 sq ft with both units currently occupied. Discover this exceptional lakefront home in the heart of “Nature’s Hometown” Umatilla, offering peaceful waterfront living with modern comforts and outstanding energy efficiency. Situated on a spacious lot that includes a separate duplex at 260 S. Central Ave. (Units A & B), this property provides versatile options — the duplex can be parceled off as its own unit for added value or rental income. Step inside to find a thoughtfully designed, energy-efficient home featuring: Quartz countertops in the kitchen with all Whirlpool appliances A large pantry housing a Samsung washer and dryer Tongue-and-groove cypress ceilings in the living and dining areas High-grade tile flooring throughout 6" spray foam insulation in the ceiling and around windows for superior efficiency The open living space flows beautifully to a wall of high-quality double-pane glass with two 8-foot sliders that open onto a large screened lanai. Enjoy breathtaking lake views, a private dock, and a relaxing hot tub. Both bedrooms are ensuite with quality glass shower doors (no tubs). The master suite boasts an extra-large walk-in closet and a luxurious dual-head shower. The second bedroom includes a built-in office and a Murphy bed for flexible use. Premium Features & Upgrades: Whole-house Generac home generator (regularly serviced under contract) Trane energy-efficient HVAC system under service contract with St. Louis Air Whole-house tankless gas water heater (Navien) All-gas systems: heat, stove, dryer, and water heater Yard irrigation sourced directly from the lake Digital entry lock Extra-large double carport Outdoor kitchen on the covered porch (with two lakeside entries) Lockable exterior storage unit in front (houses electric panel and freezer) Utilities & Infrastructure: All underground utilities Sewer lift station that pumps directly to the street sewer This main home is an energy-efficient masterpiece with thoughtful details throughout. Titled in a Land Trust (to be provided). Whether you're looking for a primary residence, a vacation getaway, or an investment with rental potential from the duplex, this lakefront property delivers unmatched lifestyle and value in a quiet, scenic setting near the Ocala National Forest. Don't miss this rare opportunity — schedule your private showing today!

260 S Central Avenue, Umatilla