Ocala Homes under $400,000

2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code

PRIVACY, EXTENSIVE UPGRADES & EXCEPTIONAL LIVING! Tucked away on a private homesite in the gated Long Leaf Ridge neighborhood of On Top of the World, this beautifully enhanced Livingston model blends refined finishes, thoughtful improvements, and inviting indoor-outdoor living. Featuring 2 bedrooms, 2 bathrooms, and a versatile flex room, this home offers over $80,000 in upgrades designed to elevate everyday comfort and style. The kitchen is both beautiful and functional, featuring quartz countertops, a cabinetry-wrapped center island, built-in oven and microwave, cooktop, stainless steel appliances, and a coordinating tile backsplash. Soft-close and soft-open cabinetry, along with lighting above and below the cabinets, adds an elegant finishing touch. Luxury vinyl plank flooring and crown molding enhance the home's polished interior. The open living area flows through a three-panel sliding glass door to a screened lanai with three ceiling fans, creating a welcoming space to relax and enjoy the Florida lifestyle. Beyond the lanai, an expansive paver patio offers generous room for entertaining, outdoor dining, and relaxing. Approximately 13' x 30' of the patio is covered and features two ceiling fans. The surrounding yard is beautifully landscaped with curbed planting beds and decorative stone, while the private backdrop offers no homes directly behind you! The primary suite provides a comfortable retreat with a walk-in closet featuring custom built-ins and an ensuite bathroom with a tiled, glass-enclosed walk-in shower. A hot water loop provides the convenience of quicker hot water delivery. The flex room features custom built-ins and a sliding door, creating a versatile space that can effortlessly transition from a stylish home office to a comfortable third bedroom with the built-ins serving as closet space. Additional features include a well-appointed laundry room with upper and lower cabinetry and a utility sink, plus a new washer and dryer (2025). A solar tube brings additional natural light into the home, while gutters, custom window treatments, and a transferable home warranty add further value. The spacious 2.5-car garage features a motorized screen, ceiling fan, and overhead storage for added convenience. Ideally located within walking distance of The Summit and The Arbors! With extensive upgrades, generous outdoor living space, and a private setting in Long Leaf Ridge, this Livingston model offers an appealing blend of comfort, convenience, and Florida living. Located in On Top of the World's premier 55+ active adult community, residents enjoy an impressive selection of amenities, abundant social opportunities, and convenient golf-cart access to nearby shopping, dining, and everyday essentials.

10418 Sw 92nd Place Road, Ocala

$209,900

3 Beds ⋅ 2 Baths ⋅ Silver Springs Shores Unit 47 SubDv. ⋅ 34472 Zip Code

YOUR NEXT HOME IS WAITING! This beautifully updated 3-bedroom, 2-bath home features modern finishes and a functional layout designed for comfortable living. Enjoy fresh interior and exterior paint, luxury vinyl plank flooring, and brand-new lighting throughout. The kitchen has brand-new cabinetry, brand-new stainless steel appliances, granite countertops, and an open-concept layout with sliding glass doors leading to the backyard and bringing in plenty of natural light. The spacious bedrooms has plenty of room for family, guests, or a home office. Both bathrooms have been tastefully updated with modern cabinetry, lighting, and fixtures. Enjoy added value with a 2026 roof, 2026 water heater, and 2024 A/C. NO HOA! Situated on a quiet, low-traffic street close to shopping, dining, and everyday conveniences. Priced to sell — schedule your showing today!

9442 Bahia Road, Ocala

$306,990

3 Beds ⋅ 2 Baths ⋅ Pioneer Ranch SubDv. ⋅ 34476 Zip Code

Under Construction. This single-level home boasts a low-maintenance layout with an open floorplan that connects the kitchen with the living and dining areas. A flex space off the entry, a convenient den and a screened porch provide additional living space for shared enjoyment. Three bedrooms are tucked away to the side of the home, including the luxe owner’s suite, complete with a spa-inspired bathroom and walk-in closet.

8687 Sw 67th Circle, Ocala

$165,000

2 Beds ⋅ 2 Baths ⋅ Pine Run Estates SubDv. ⋅ 34481 Zip Code

Welcome to this beautifully updated two-bedroom, two-bathroom home in the desirable Pine Run Estates 55+ community. Featuring a large two-car carport and a bright Florida room, this move-in-ready residence offers comfortable living with thoughtful upgrades throughout. The spacious kitchen is equipped with all stainless steel appliances and new granite countertops, while matching granite and new vanities elevate the bathrooms. Luxurious vinyl flooring flows throughout the home, complemented by fresh paint inside and out. A convenient dining area sits just off the kitchen, opening to a generous living room with sliding glass doors that lead to the sunny Florida room—perfect for relaxed indoor-outdoor living. The primary bedroom includes a large en-suite bathroom with a walk-in shower and an ample walk-in closet. Pine Run Estates offers low HOA fees that cover a community pool, clubhouse, shuffleboard courts, and trash pickup. Additional peace of mind comes from a three-year-old roof and an electrical panel upgraded to 200 amps in 2024. Schedule your private showing today!

10182 Sw 87th Terrace, Ocala

$366,990

3 Beds ⋅ 2 Baths ⋅ Pioneer Ranch SubDv. ⋅ 34476 Zip Code

Under Construction. This new single-family home features a modern layout and design with a Next Gen® suite, complete with a separate entrance, bedroom, living area and kitchenette for optimal privacy and comfort. In the main living area, an open-concept floorplan combines the kitchen with the living and dining areas, offering access to a screened porch for outdoor living. Three bedrooms are positioned to the side of the home, including the luxe owner’s suite.

8947 Sw 69th Terrace, Ocala

$235,990

4 Beds ⋅ 3 Baths ⋅ Pioneer Ranch Wellton SubDv. ⋅ 34476 Zip Code

This new two-story home features a smart layout designed to maximize space and promote ease of living. On the first floor is a modern kitchen that merges into an intimate dining area and a welcoming family room, while nearby glass sliders connect to the backyard for seamless indoor-outdoor moments. Residing upstairs are all four bedrooms, including the tranquil owner’s suite with a private full-sized bathroom.

7188 Sw 92nd Street, Ocala

$374,080

3 Beds ⋅ 2 Baths ⋅ Stone Creek By Del Webb Solaire Phase 2 & 3 SubDv. ⋅ 34481 Zip Code

Under Construction. Enjoy all the benefits of a new construction home in the serene setting of Ocala, FL's horse country, with an age-restricted, fully amenitized lifestyle at Del Webb Stone Creek. This is the active adult community you've been looking for, with amenities that include an 18-hole championship golf course, a full restaurant and bar, indoor and outdoor pools, sports courts, and so much more. Our sprawling amenities, clubs, and classes will fill your retirement days with activities to make new friends and memories. This popular Crestmere floor plan, with an open-concept home design, has all the upgraded finishes you've been looking for. The designer gourmet kitchen showcases a spacious center island with a large, single-bowl sink, frost color cabinets, 3cm quartz countertops with a 3”x12” white picket tiled backsplash, and Whirlpool stainless steel appliances including a range, microwave, and dishwasher. The bathrooms have matching cabinets and quartz countertops, comfort height commodes, and dual sinks and a walk-in shower with heavy glass door in the Owner's bath. There is luxury vinyl plank flooring in the main living area and bedrooms and 22”x22” tile in the baths and laundry room. This home also features a convenient laundry room, a covered lanai, a large kitchen pantry, and a 2-car garage with a utility sink and upgraded 4’ extension. Additional upgrades include 4 LED downlights and floor outlet in the gathering room, pendant prewiring in the kitchen, two tone interior paint, whole house cabinet hardware and a Smart Home technology package. Enjoy peace of mind with Pulte’s transferable, 10-year Limited Structural Warranty that covers materials and workmanship in the 1st year, workability of plumbing, electrical, HVAC, and other mechanical systems through the 2nd year, various types of water infiltration and internal leaks through the 5th year, and the structural integrity of the home through the 10th year. Plus, we’re currently offering limited-time incentives and below-market rates!

8508 Sw 65th Street Road, Ocala

$299,990

3 Beds ⋅ 2 Baths ⋅ Pioneer Ranch SubDv. ⋅ 34476 Zip Code

Under Construction. This new single-story residence is optimized for gracious and modern living. Two secondary bedrooms are arranged near a bathroom at the front of the home, while the owner’s suite is nestled in the back with an attached bathroom and walk-in closet. Down the foyer is the open living area, which includes a kitchen, café and Great Room with a screened porch. A study ideal for at-home work rounds out the home.

8925 Sw 69th Terrace, Ocala

$300,000

4 Beds ⋅ 2 Baths ⋅ Oak Hill Plantation Ph I SubDv. ⋅ 34470 Zip Code

Welcome home to this beautifully maintained, one-owner, 4-bedroom, 2-bath home, built in 2017 and nestled in a picturesque Ocala neighborhood featuring majestic oak trees and inviting sidewalks. From the moment you arrive, you'll appreciate the peaceful surroundings, spacious lot, and wonderful curb appeal! Step inside and discover a bright, spacious open-concept floor plan designed for comfortable everyday living and effortless entertaining. The kitchen is the heart of the home, featuring stainless steel appliances, abundant cabinetry, a large pantry, and a convenient breakfast bar that flows seamlessly into the dining and living areas. Whether hosting family gatherings or enjoying a quiet evening at home, this layout offers the perfect combination of comfort and functionality. With four generously sized bedrooms, two full bathrooms, a dedicated laundry room, and plenty of storage, there's room for everyone! Ceiling fans and window treatments are already in place throughout the living room and all four bedrooms. Even better stainless steel kitchen appliances are included, you can enjoy the large back yard with a vinyl fenced yard from the screened in back porch. Step outside to your own private, fully fenced backyard, offering plenty of space for pets, outdoor activities, gardening, or simply relaxing. The covered patio is the perfect spot to enjoy your morning coffee, unwind after a busy day, or entertain friends and family. LOCATION, LOCATION, LOCATION! Enjoy the convenience of being just minutes from I-75, downtown Ocala, shopping, dining, and everyday essentials, including Walmart, Lowe's, and Aldi. Don't miss this opportunity to own a beautiful, move-in-ready home in a desirable Ocala neighborhood! Schedule your private showing today and see everything this wonderful property has to offer!

2805 Ne 45th Avenue, Ocala

$374,410

3 Beds ⋅ 2 Baths ⋅ Stone Creek By Del Webb Solaire Phase 2 & 3 SubDv. ⋅ 34481 Zip Code

Under Construction. Enjoy all the benefits of a new construction home in the serene setting of Ocala, FL's horse country, with an age-restricted, fully amenitized lifestyle at Del Webb Stone Creek. This is the active adult community you've been looking for, with amenities that include an 18-hole championship golf course, a full restaurant and bar, indoor and outdoor pools, sports courts, and so much more. Our sprawling amenities, clubs, and classes will fill your retirement days with activities to make new friends and memories. This popular Crestmere floor plan, with an open-concept home design, has all the upgraded finishes you've been looking for. The designer gourmet kitchen showcases a spacious center island with a large, single-bowl sink, frost color cabinets, 3cm quartz countertops with a 3”x12” white picket tiled backsplash, and Whirlpool stainless steel appliances including a range, microwave, and dishwasher. The bathrooms have matching cabinets and quartz countertops, comfort height commodes, and dual sinks and a walk-in shower with heavy glass door in the Owner's bath. There is luxury vinyl plank flooring in the main living area and bedrooms and 22”x22” tile in the baths and laundry room. This home also features a convenient laundry room, a covered lanai, a large kitchen pantry, and a 2-car garage with a utility sink and upgraded 4’ extension. Additional upgrades include 4 LED downlights and floor outlet in the gathering room, pendant prewiring in the kitchen, two tone interior paint, whole house cabinet hardware and a Smart Home technology package. Enjoy peace of mind with Pulte’s transferable, 10-year Limited Structural Warranty that covers materials and workmanship in the 1st year, workability of plumbing, electrical, HVAC, and other mechanical systems through the 2nd year, various types of water infiltration and internal leaks through the 5th year, and the structural integrity of the home through the 10th year. Plus, we’re currently offering limited-time incentives and below-market rates!

8552 Sw 65th Street Road, Ocala

$204,290

3 Beds ⋅ 3 Baths ⋅ Marion Ranch Th SubDv. ⋅ 34476 Zip Code

This new two-story home offers plenty of space to grow and entertain. The first floor is host to an inviting open-concept layout that blends the kitchen, living and dining spaces—all with direct access to the outdoor patio. All three bedrooms feature a private location on the second floor, including the generous owner’s suite with an en-suite bathroom and a walk-in closet.

8382 Sw 49th Court, Ocala

7958 Midway Drive Terrace Unit P201, Ocala

$119,000

2 Beds ⋅ 2 Baths ⋅ Derby Downs SubDv. ⋅ 34472 Zip Code

GOLF COURSE VIEWS FROM YOUR SCREENED PORCH! Enjoy the Florida lifestyle in this furnished, second-floor, 2-bedroom, 2-bathroom condo in Derby Downs, a welcoming 55+ community! The screened porch overlooking the golf course provides a wonderful place to relax, enjoy your morning coffee, or unwind while taking in the peaceful scenery. Inside, the comfortable floor plan offers an inviting living area, a primary bedroom with an ensuite bathroom, and the convenience of a furnished home, making it an appealing option for year-round living or a seasonal Florida retreat. Enjoy low-maintenance living with HOA fees covering roof upkeep, exterior building repairs and painting, lawn maintenance and landscaping, irrigation, pest control, and trash service. The Silver Springs Shores Community Center is located approximately half a mile away, offering swimming pools, basketball, pickleball, and tennis courts, along with recreational and social activities. Conveniently situated near shopping, dining, parks, and beautiful Lake Weir, this condo offers an opportunity to enjoy comfortable living, golf course views, and the relaxed Florida lifestyle. Schedule your private showing today!

7958 Midway Drive Terrace Unit P201, Ocala

Ocala Homes under $400,000

Newest Ocala Homes under $400,000