Umatilla Homes for Sale

Umatilla Homes for Sale

Welcome to Umatilla, Florida—a hidden gem that beautifully blends small-town charm with the allure of nature. Nestled in the heart of Lake County, Umatilla is renowned for its picturesque landscapes, friendly community, and a rich tapestry of outdoor activities. With its proximity to the serene shores of Lake Umatilla and the lush expanses of the Ocala National Forest, residents enjoy a tranquil lifestyle while being just a short drive away from the bustling cities of Orlando and Mount Dora.

For those looking to plant roots in this enchanting city, Umatilla offers an enticing array of homes for sale. Whether you’re a first-time homebuyer, seeking a cozy retreat, or looking to invest in a spacious family home, Umatilla has something to suit every taste and budget. From charming single-family homes adorned with southern-style porches to modern new constructions featuring state-of-the-art amenities, the real estate market here is as diverse as its residents.

Imagine waking up to the gentle sounds of nature, enjoying a morning coffee on your patio, and spending weekends exploring the nearby lakes and parks. The community spirit in Umatilla is palpable, with local events and festivals bringing neighbors together throughout the year.

Investing in a home in Umatilla means embracing a lifestyle that values connection, community, and the great outdoors. Don’t miss your chance to discover the perfect property in this delightful city—your dream home awaits in Umatilla, Florida!

Newest Umatilla Homes for Sale

$268,900
3 Beds ⋅ 2 Baths ⋅ Umatilla Twin Lake Estates Sub SubDv. ⋅ 32784 Zip Code
Charming 3BR/2BA Home in the Sought-After 55+ Twin Lakes Community at Umatilla, FL. Welcome to easy Florida living in the gated, 55+ community of Twin Lakes Estates! This 1,209 SF split-plan home offers 3 bedrooms and 2 baths, with a layout designed for both comfort and privacy. The combined living and dining area flows out through sliding doors to an enclosed 13' x 11' Florida Room — the perfect spot for morning coffee or unwinding with a book. The primary suite includes an en-suite bath and a spacious 6'6" x 5'11" walk-in closet, while two additional bedrooms and a guest bath sit privately on the opposite side of the home. The kitchen offers generous cabinetry and counter space, ready for your personal updates, with appliances in working condition. Major systems offer peace of mind, with a new roof in 2022 and a newer HVAC system. Enjoy resort-style community amenities including a clubhouse and community pool, all within Umatilla's charming, small-town golf-community setting. Priced to sell at $268,900 — don't miss this opportunity!

110 Twin Lake Circle, Umatilla
$169,200
2 Beds ⋅ 2 Baths ⋅ Umatilla Trowells Add SubDv. ⋅ 32784 Zip Code
Step into a century of charm with this delightful 2-bedroom, 2-bath home built in 1915 — a rare find bursting with character. Soaring high ceilings and generous windows fill every room with natural light, creating an airy, welcoming feel throughout. The spacious layout offers a wonderful blank canvas, ready for your personal touches to bring out its full potential. Set on a large lot, there's room to garden, expand, or simply enjoy the extra space that's increasingly hard to find. This is a rare opportunity to own a piece of history and make it your own — perfect for buyers who appreciate original character paired with room to grow.

143 Bulldog Lane, Umatilla
$64,999
1 Beds ⋅ 1 Baths ⋅ Big Scrub Campsites SubDv. ⋅ 32784 Zip Code
Calling all hunters and outdoor enthusiasts! This rustic 400-square-foot cabin sits on 0.19 acres and backs directly to the south side of the Ocala National Forest, where wildlife sightings are a regular part of the experience. Designed for weekend getaways and base-camp living, the surprisingly functional interior has room for a full-size bed, three built-in bunk beds, a dining table, and a couch with a TV for relaxing after a day outdoors. It offers a full bathroom with a standing shower, commode and sink, along with a kitchen equipped with a refrigerator, full range and tankless water heater. A working wall A/C unit and heat reclaimer provide additional comfort throughout the seasons. Power, well and septic are connected. The well is approximately six years old, the sewer lines were replaced a few years ago, and the electrical panel has been updated. Situated on the back row of a rural dirt-road neighborhood, the approximately 75-by-110-foot lot includes a road right-of-way easement. The interior and exterior need repairs and updating, but the cabin already offers the creature comforts needed for a hunting retreat, rustic weekend escape or outdoor base camp. Bring your tools and imagination and fix it up before hunting season! Due to the property’s current condition, cash offers only. Hunting within the Ocala Wildlife Management Area is subject to current FWC seasons, licenses, permits, designated access points and regulations.

20683 Se 140th Street, Umatilla
$89,900
3 Beds ⋅ 1 Baths ⋅ Umatilla Trowells Add SubDv. ⋅ 32784 Zip Code
410 N Orange Ave is the kind of house an investor drives past twice. A 1945 wood frame single-family home, 3 bedrooms, 1 bath, 930 square feet, sitting on a fenced third of an acre inside the Umatilla city limits in Lake County, Florida 32784. Sold as-is, cash, and honest about what it needs. Start with the work, because that is what you came for. The roof takes a plywood repair and new shingles at the front left. The flooring comes out wall to wall, linoleum in the kitchen and bath, carpet everywhere else. In the kitchen the cabinetry and uppers are already hung and a double basin sink sits under a garden window, so the range is the piece that gets replaced. Outside, the wood clapboard siding wants scraping and fresh paint, with siding and window repairs along one side elevation and a door repair at the 48 square foot open porch off the side entry, two steps up from the yard. Window AC units are cooling the house today. The electric service and meter are on the side wall, the kitchen plumbing runs in PVC, city water comes in, a septic tank goes out, garbage service runs at the curb, and internet is already pulled to the house. Nothing hidden. Price it from the driveway. Now the part a builder cannot buy back. The rear bedroom is vaulted in pecky pine with an exposed beam, split by a partial wall that opens into a sitting room. The living room still carries its original plaster in the old Venetian style. Original door casings and trim run throughout. Wide single hung wood sash windows and a broad picture window drop daylight across both main rooms, ceiling fans hang overhead, and there is an attic access panel in the ceiling. Then the land, which is where this one earns twice. A board fence wraps the yard, with 94 feet of frontage on N Orange Ave running 155 feet deep. A 384 square foot detached garage built in 1944 sits at the back with a washer and dryer hookup already run to it, a metal gable roof over open framing, and a full width bay, big enough for a shop, storage or a conversion project. Grass, shade trees, and room to park a truck and a trailer without blocking the drive. The address does the leasing for you. The home sits in town directly behind the high school football field. A grocery store is less than a quarter mile up the road, restaurants and services are a few blocks away, Eustis is close by for shopping and errands, and Orlando is about forty miles out for work. That is what keeps an in-town Umatilla rehab rented. Fix and flip it. Hold it as a BRRRR with a long term rental in place. Or buy and hold it in a Lake County town where wood frame in-town houses on real lots still trade. Flippers, contractors, landlords and hands on rehabbers, this is your 1940s Umatilla fixer upper: investor special, handyman special, 32784 rehab project, fenced lot, detached garage, city water and septic. Bring a contractor, bring a scope, and buy the bones. Sold as-is, cash, no repairs and no warranty.

410 N Orange Ave, Umatilla
$354,990
4 Beds ⋅ 2 Baths ⋅ Magnolia Pointe Phase 1 SubDv. ⋅ 32784 Zip Code
Under Construction. Welcome to Magnolia Pointe, a new home community in Umatilla, Florida. Introducing the Cali floorplan, where every square foot is put to use with sophistication and comfort. Inside this 4-bedroom, 2-bathroom home, you’ll find 1,828 square feet of comfortable living. This meticulously designed residence combines modern convenience with timeless elegance, showcasing quartz counters and luxury vinyl plank floors. As you step inside, you are greeted by an inviting foyer that leads you into the heart of the home. The open-concept layout seamlessly connects the living room, dining area, and kitchen, creating a perfect space for entertaining family and friends. The spacious living room features abundant natural light, thanks to large windows that provide picturesque views of the surrounding landscape. With ample room for seating, it's an ideal spot for relaxation and gatherings. The kitchen is a true highlight, including quartz countertops, sleek stainless-steel appliances, a walk-in pantry and an oversized island with a breakfast bar. Whether you're preparing a casual meal or hosting a formal dinner, this kitchen is well-equipped to meet your culinary needs. The four generously sized bedrooms offer flexibility for various lifestyles. The primary suite located in the rear of the home is a tranquil retreat, featuring a private ensuite bathroom with dual sinks, a separate shower, and a walk-in closet. The remaining three bedrooms feature plush carpet for comfort and share one well-appointed bathroom, making morning routines a breeze. Laundry won't be a chore with its dedicated space convenient to all bedrooms. Like all homes in Magnolia Pointe, the Cali includes smart home technology, which allows you to control your home anytime with your smart device while near or away. *Photos are of similar model but not that of the exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability, and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

140 Flag Lilly Lane, Umatilla
$374,900
2 Beds ⋅ 2 Baths ⋅ Twin Lakes Estates SubDv. ⋅ 32784 Zip Code
Welcome to 81 Fairway Circle, where peaceful waterfront living, extensive updates, and an active 55+ community lifestyle come together in a warm and inviting Florida setting. Step inside to a bright, comfortable interior featuring luxury vinyl plank flooring throughout the living room, dining area, and hall, newer carpet in the bedrooms and office/den, natural red-stone flooring in the kitchen, and waterproof vinyl plank flooring in two baths and the walk-in closet. Fresh interior paint adds to the home's clean, move-in-ready feel. The kitchen is well equipped with updated appliances, including a Frigidaire electric range with Air Fry, LG stainless-steel refrigerator, Whirlpool dishwasher, and Whirlpool microwave, making it equally suited for everyday meals or entertaining family and friends. One of the home's most captivating features is its seamless connection to the water. Open the living room sliders and transform the space into a wonderful indoor-outdoor living area with a full view of the water. Imagine peaceful early mornings with a cup of coffee and the lake as your backdrop, or crisp fall afternoons with the sliders open, the Florida breeze flowing through, and friends gathered together. The fireplace conveys with the home, adding warmth and character to this already inviting space. Outdoor living continues with a rebuilt deck featuring newer boards, posts, and railings, along with a brick-paver patio beside the deck—perfect for relaxing, dining outdoors, or simply taking in the view. Landscaping was thoughtfully opened to showcase the water, while the irrigation system draws water directly from the lake, providing an added convenience for maintaining the yard. Significant improvements offer additional peace of mind, including a new HVAC system (2025), new hot water heater (2025), architectural shingle roof (2024) with premium Titan XT shingles, seamless gutter installation, exterior repairs, and sprinkler-system updates. Beyond the home, residents enjoy the benefits of a welcoming 55+ community featuring a community swimming pool, clubhouse, and sidewalk-lined walking trails—perfect for staying active, meeting neighbors, or enjoying a leisurely morning or evening stroll. Whether you're watching the sunrise over the water, opening the sliders to enjoy the Florida breeze, gathering around the fireplace, relaxing on the deck, or taking advantage of the community amenities, 81 Fairway Circle offers a lifestyle designed to be enjoyed. Come discover a wonderful combination of waterfront views, comfortable living, thoughtful updates, and the easygoing Florida lifestyle you've been looking for.

81 Fairway Circle, Umatilla
$245,000
3 Beds ⋅ 2 Baths ⋅ Silver Lake Park SubDv. ⋅ 32784 Zip Code
Unlock incredible potential at 37320 Beach Dr in Umatilla, FL! Nestled on a spacious 0.7-acre lot with no HOA restrictions, this 3-bedroom, 2-bathroom home features over 1,250 square feet of living space, an attached 2-car garage, and expansive covered outdoor areas. Inside, you will find low-maintenance tile flooring, a functional kitchen layout with stainless steel appliances, and tile-walled showers. The expansive yard offers ultimate freedom for storing boats, RVs, or work vehicles, while the vast garage and screened patio space present outstanding versatility for workshop setups, outdoor dining, or customized additions. Whether you are an investor looking for your next valuable renovation project or a buyer seeking room to spread out and create your dream retreat, this property is packed with opportunity. Schedule your private showing today to explore all the possibilities!

37320 Beach Dr, Umatilla
$295,000
3 Beds ⋅ 3 Baths ⋅ N/A SubDv. ⋅ 32784 Zip Code
Virtually Staged. Welcome home to peaceful Umatilla living with room to spread out! Situated on just over half an acre in an established neighborhood with NO HOA, this 3-bedroom, 2.5-bath home offers the space and flexibility you’ve been searching for—both inside and out. Step through the front door into the foyer and immediately discover the impressive 18' x 29' great room, featuring wood floors and plenty of space for relaxing, entertaining, and gathering with family and friends. Just off the great room, the indoor laundry room provides additional space for storage and everyday organization. At the front of the home, the kitchen features a casual eating area and convenient closet pantry. Down the hallway, you’ll find a full guest bathroom with a tub/shower combination along with two comfortable secondary bedrooms. Tucked toward the back of the home for added privacy, the primary bedroom includes its own full bathroom with a tub/shower combination. One of the home's best features is waiting outside! From the great room, step into the enclosed lanai overlooking the oversized backyard. With just over half an acre, there’s plenty of room to create the outdoor space you’ve been dreaming about—plant fruit trees, start a garden, create a play area, or simply enjoy having extra room without the restrictions of an HOA. Located just outside Umatilla, you can enjoy the relaxed feel of small-town living while remaining close to local shopping, dining, schools, and everyday conveniences. The home is approximately 38 miles from Orlando and 49 miles from Daytona Beach, putting Central Florida attractions and the coast within reach. If you’ve been searching for a home with a large lot, NO HOA, spacious living area, enclosed lanai, and plenty of possibilities, this one deserves a spot on your must-see list. Schedule your private showing and come see the potential for yourself! All information is deemed reliable but is not guaranteed and should be independently verified by buyers. Room measurements are approximate and should be verified by buyers.

16529 Orange Avenue, Umatilla
$259,000
2 Beds ⋅ 1 Baths ⋅ Three Lakes Sub SubDv. ⋅ 32784 Zip Code
Waterfront! This charming bungalow sits directly on the shores of 68-acre Lake Bracy in the peaceful Three Lakes subdivision. Your private backyard deck looks across the water at a protected view of old Florida woods and nature, offering the ultimate backdrop with no back-facing neighbors. Enjoy the peaceful setting from inside through the large windows overlooking the lake and watch wading birds, fish jump and occasional native wildlife.Bring the pups! Fully fenced backyard! Maintained with pride of ownership, this 2-bedroom, block home offers classic charm meets smart, modern functionality. As you step inside, you are greeted by warm, real, hardwood floors and an inviting layout. The heart of the home features a character-rich kitchen equipped with knotty-pine wood cabinets and elegant glass-front displays perfect for showcasing your culinary collection. Notice the custom Built-Ins in the Dining area as well. The Main Living area is open and there are views of the Lake no matter where you sit. Storage is never an issue here, as the home boasts an impressive abundance of closets and storage options throughout to keep your living spaces organized and clutter-free. Notice the etched-glass paneled closet doors for added character. Professionally converted from a former carport, don’t overlook the 300+ sq feet of fully screened-in living area providing expansive bonus space and provides the ultimate setting for large-scale entertaining, dynamic dining, or peaceful morning coffee. Enjoy the fresh evening breeze completely free from pests and bugs in a space designed to blend indoor comfort with outdoor freedom. Nestled in a desirable neighborhood, this turnkey gem offers the perfect balance of cozy historic detail and major system updates. AC 2026. Roof 2022. Water Heater 2022. Gutters with Leaf Guard installed 2020. Range 2026. Deck Resurfaced 2025. Shed conveys with property.

37401 Turner Drive, Umatilla
$165,000
2 Beds ⋅ 2 Baths ⋅ East Umatilla SubDv. ⋅ 32784 Zip Code
Rare Opportunity: Fixer-Upper on Nearly Half an Acre! Bring your vision and unlock the potential of this 2-bedroom, 1.5-bath home offering just under 1,000 square feet of living space on two parcels totaling nearly half an acre. Ideal for investors, renovators, or buyers looking for a property they can truly make their own, this home offers plenty of opportunity to remodel, update, and create something special. The interior is in need of a full renovation, making this a great canvas for those ready to transform a property to their own taste and vision. The generous two-parcel lot is a standout feature, offering plenty of room for outdoor living, gardening, entertaining, a workshop, or future improvements—subject to applicable zoning and approvals. Whether you're looking for your next investment project, a potential flip, or a chance to create your own personalized home, this property offers land, flexibility, and opportunity in a desirable neighborhood. Don't miss the chance to turn this diamond in the rough into something truly special!

40950 W 9th Avenue, Umatilla
$275,000
3 Beds ⋅ 2 Baths ⋅ Magnolia Pointe Ph 1 SubDv. ⋅ 32784 Zip Code
Why wait for new construction when you can enjoy the benefits of a newer home without the building delays? Built by D.R. Horton and ready for you now, this move-in-ready home in Magnolia Pointe offers modern style, smart-home convenience, and an easygoing Central Florida lifestyle.The open floor plan creates a comfortable space for everyday living, whether you are preparing dinner, relaxing at the end of the day, or spending time with friends and family. The kitchen features shaker-style cabinetry, quartz countertops, and Whirlpool stainless-steel appliances, giving the heart of the home a clean and polished look. Smart-home features and a Ring doorbell add convenience and peace of mind, while the stucco exterior and architectural shingles give you lasting curb appeal.Living in Magnolia Pointe means enjoying community amenities, including a pool and playground, without the high HOA fees often found in newer neighborhoods. When you are ready to explore, the Ocala National Forest offers countless opportunities for outdoor recreation, while Publix, shopping, dining, and everyday conveniences are approximately 15 minutes away. Easy access to major roadways also makes commuting throughout the area more convenient.With its modern finishes, low-maintenance design, connected-home features, and welcoming community setting, this home offers the opportunity to settle in and start enjoying life right away. Skip the construction wait and make this your next home.

Umatilla
$289,000
2 Beds ⋅ 2 Baths ⋅ Oak Park SubDv. ⋅ 32784 Zip Code
Virtually Staged. **SELLER SAYS SELL! REDUCED PRICE!!! WELCOME TO 321 CASSADY Street & 20 N OAK Avenue — TWO ADDRESSES, TWO LIVING SPACES, ONE UNIQUE PROPERTY! *MOTIVATED SELLER* Discover a truly unique investment opportunity featuring two separate living spaces! The charming front home is a 1920s country cottage, complete with a classic white picket fence and plenty of character, while the rear of the property features a beautifully renovated garage apartment/ADU with its own separate address, electric meter, and water meter—an excellent setup for extended family, guests, or potential rental income. The main cottage offers 2 bedrooms and an inviting open great room and kitchen, filled with the warmth and character you would expect from a vintage country home. Relax on the large screened front porch, the perfect spot for morning coffee or an evening spent enjoying the Florida breeze. Step into the private, fully fenced backyard and you'll find even more to love. A charming KOI pond filled with fish creates a peaceful outdoor setting, while a cement walkway connects the main cottage to the rear apartment. There is plenty of space for entertaining, hobbies, storage, and all your Florida toys! The rear building offers a workshop beneath the ADU, plus there are two additional newer storage sheds, including one with an awning providing covered parking for a boat or golf cart. You'll also find a concrete RV pad alongside the garage. The garage apartment/ADU was completely renovated in 2025 and provides a separate living area with its own utilities and address—making this property especially versatile. MAJOR UPDATES INCLUDE: Electrical – 2025 Plumbing – 2025 Garage Apartment/ADU Completely Renovated – 2025 Metal Roof on Garage/ADU 2019 Shingle Roof on the 1920s Cottage Updates Have Been Permitted Whether you're looking for a multi-generational property, income-producing opportunity, guest quarters, or simply extra space, 321 Cassady & 20 N Oak offer possibilities that are hard to find. Two addresses, separate utilities, two living spaces, workshop and extensive storage—all on one unique property! Please note stove will be replaced prior to closing.

321 Cassady Street, Umatilla
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