Umatilla Homes with Block Exterior Construction

Umatilla Homes with Block Exterior Construction

Welcome to Umatilla, Florida—a hidden gem nestled in the heart of Lake County. Known for its charming small-town atmosphere and rich natural beauty, Umatilla offers a unique blend of outdoor adventure and community spirit. With access to stunning lakes, lush parks, and scenic trails, residents enjoy a lifestyle that embraces both tranquility and recreation. Whether you’re fishing on Lake Umatilla or exploring the nearby Ocala National Forest, there’s no shortage of ways to connect with nature.

Umatilla is also characterized by its warm and welcoming community, where neighbors become friends and local events foster a strong sense of belonging. The town’s vibrant history is reflected in its quaint downtown area, featuring delightful shops, eateries, and cultural landmarks that celebrate the area’s heritage.

For those seeking a home in this picturesque locale, Umatilla boasts a variety of properties, including homes with block exterior construction. These homes are not only aesthetically pleasing but also provide durability and energy efficiency, making them a smart choice for families and individuals alike. Block construction offers superior insulation, minimizing energy costs while providing a solid structure that stands the test of time.

Whether you're a first-time homebuyer, looking to retire, or searching for an investment opportunity, Umatilla's real estate market has something for everyone. Embrace the charm of small-town living while enjoying the benefits of modern construction—Umatilla is the perfect place to call home. Come and discover the inviting lifestyle that awaits you in this delightful Florida town!

Newest Umatilla Homes with Block Exterior Construction

$268,900
3 Beds ⋅ 2 Baths ⋅ Umatilla Twin Lake Estates Sub SubDv. ⋅ 32784 Zip Code
Charming 3BR/2BA Home in the Sought-After 55+ Twin Lakes Community at Umatilla, FL. Welcome to easy Florida living in the gated, 55+ community of Twin Lakes Estates! This 1,209 SF split-plan home offers 3 bedrooms and 2 baths, with a layout designed for both comfort and privacy. The combined living and dining area flows out through sliding doors to an enclosed 13' x 11' Florida Room — the perfect spot for morning coffee or unwinding with a book. The primary suite includes an en-suite bath and a spacious 6'6" x 5'11" walk-in closet, while two additional bedrooms and a guest bath sit privately on the opposite side of the home. The kitchen offers generous cabinetry and counter space, ready for your personal updates, with appliances in working condition. Major systems offer peace of mind, with a new roof in 2022 and a newer HVAC system. Enjoy resort-style community amenities including a clubhouse and community pool, all within Umatilla's charming, small-town golf-community setting. Priced to sell at $268,900 — don't miss this opportunity!

110 Twin Lake Circle, Umatilla
$499,000
7 Beds ⋅ 3 Baths ⋅ Lynwood SubDv. ⋅ 32784 Zip Code
**TRIPLEX | $60,000+ POTENTIAL ANNUAL INCOME | HOUSE-HACKING OPPORTUNITY** Great investment opportunity in Umatilla! This versatile **triplex** offers the potential for **over $60,000 in annual gross rental income**, while also providing an excellent opportunity for an owner-occupant to house hack. The property features **three separate units**, creating multiple income streams under one roof. The **1-bedroom unit can be delivered vacant**, allowing the new owner to move in and live on-site while renting the other two units to help offset their mortgage and expenses. For investors, the property offers the potential to generate **$60,000+ in gross annual rental income**. For owner-occupants, the ability to occupy the 1-bedroom unit while collecting rent from the other units creates an attractive path toward significantly reducing the cost of homeownership. Located in Umatilla, this property offers a convenient residential setting with easy access to local shopping, dining, schools, parks, and surrounding Lake County communities. **Three units. Multiple income streams. $60,000+ potential gross income. And the flexibility to house hack.** Whether you're looking to expand your rental portfolio or live in one unit while the property helps pay for itself, **16025 Wallace St is an opportunity you won't want to miss.**

16025 Wallace Street, Umatilla
$354,990
4 Beds ⋅ 2 Baths ⋅ Magnolia Pointe Phase 1 SubDv. ⋅ 32784 Zip Code
Under Construction. Welcome to Magnolia Pointe, a new home community in Umatilla, Florida. Introducing the Cali floorplan, where every square foot is put to use with sophistication and comfort. Inside this 4-bedroom, 2-bathroom home, you’ll find 1,828 square feet of comfortable living. This meticulously designed residence combines modern convenience with timeless elegance, showcasing quartz counters and luxury vinyl plank floors. As you step inside, you are greeted by an inviting foyer that leads you into the heart of the home. The open-concept layout seamlessly connects the living room, dining area, and kitchen, creating a perfect space for entertaining family and friends. The spacious living room features abundant natural light, thanks to large windows that provide picturesque views of the surrounding landscape. With ample room for seating, it's an ideal spot for relaxation and gatherings. The kitchen is a true highlight, including quartz countertops, sleek stainless-steel appliances, a walk-in pantry and an oversized island with a breakfast bar. Whether you're preparing a casual meal or hosting a formal dinner, this kitchen is well-equipped to meet your culinary needs. The four generously sized bedrooms offer flexibility for various lifestyles. The primary suite located in the rear of the home is a tranquil retreat, featuring a private ensuite bathroom with dual sinks, a separate shower, and a walk-in closet. The remaining three bedrooms feature plush carpet for comfort and share one well-appointed bathroom, making morning routines a breeze. Laundry won't be a chore with its dedicated space convenient to all bedrooms. Like all homes in Magnolia Pointe, the Cali includes smart home technology, which allows you to control your home anytime with your smart device while near or away. *Photos are of similar model but not that of the exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability, and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

140 Flag Lilly Lane, Umatilla
$374,900
2 Beds ⋅ 2 Baths ⋅ Twin Lakes Estates SubDv. ⋅ 32784 Zip Code
Welcome to 81 Fairway Circle, where peaceful waterfront living, extensive updates, and an active 55+ community lifestyle come together in a warm and inviting Florida setting. Step inside to a bright, comfortable interior featuring luxury vinyl plank flooring throughout the living room, dining area, and hall, newer carpet in the bedrooms and office/den, natural red-stone flooring in the kitchen, and waterproof vinyl plank flooring in two baths and the walk-in closet. Fresh interior paint adds to the home's clean, move-in-ready feel. The kitchen is well equipped with updated appliances, including a Frigidaire electric range with Air Fry, LG stainless-steel refrigerator, Whirlpool dishwasher, and Whirlpool microwave, making it equally suited for everyday meals or entertaining family and friends. One of the home's most captivating features is its seamless connection to the water. Open the living room sliders and transform the space into a wonderful indoor-outdoor living area with a full view of the water. Imagine peaceful early mornings with a cup of coffee and the lake as your backdrop, or crisp fall afternoons with the sliders open, the Florida breeze flowing through, and friends gathered together. The fireplace conveys with the home, adding warmth and character to this already inviting space. Outdoor living continues with a rebuilt deck featuring newer boards, posts, and railings, along with a brick-paver patio beside the deck—perfect for relaxing, dining outdoors, or simply taking in the view. Landscaping was thoughtfully opened to showcase the water, while the irrigation system draws water directly from the lake, providing an added convenience for maintaining the yard. Significant improvements offer additional peace of mind, including a new HVAC system (2025), new hot water heater (2025), architectural shingle roof (2024) with premium Titan XT shingles, seamless gutter installation, exterior repairs, and sprinkler-system updates. Beyond the home, residents enjoy the benefits of a welcoming 55+ community featuring a community swimming pool, clubhouse, and sidewalk-lined walking trails—perfect for staying active, meeting neighbors, or enjoying a leisurely morning or evening stroll. Whether you're watching the sunrise over the water, opening the sliders to enjoy the Florida breeze, gathering around the fireplace, relaxing on the deck, or taking advantage of the community amenities, 81 Fairway Circle offers a lifestyle designed to be enjoyed. Come discover a wonderful combination of waterfront views, comfortable living, thoughtful updates, and the easygoing Florida lifestyle you've been looking for.

81 Fairway Circle, Umatilla
$245,000
3 Beds ⋅ 2 Baths ⋅ Silver Lake Park SubDv. ⋅ 32784 Zip Code
Unlock incredible potential at 37320 Beach Dr in Umatilla, FL! Nestled on a spacious 0.7-acre lot with no HOA restrictions, this 3-bedroom, 2-bathroom home features over 1,250 square feet of living space, an attached 2-car garage, and expansive covered outdoor areas. Inside, you will find low-maintenance tile flooring, a functional kitchen layout with stainless steel appliances, and tile-walled showers. The expansive yard offers ultimate freedom for storing boats, RVs, or work vehicles, while the vast garage and screened patio space present outstanding versatility for workshop setups, outdoor dining, or customized additions. Whether you are an investor looking for your next valuable renovation project or a buyer seeking room to spread out and create your dream retreat, this property is packed with opportunity. Schedule your private showing today to explore all the possibilities!

37320 Beach Dr, Umatilla
$295,000
3 Beds ⋅ 3 Baths ⋅ N/A SubDv. ⋅ 32784 Zip Code
Virtually Staged. Welcome home to peaceful Umatilla living with room to spread out! Situated on just over half an acre in an established neighborhood with NO HOA, this 3-bedroom, 2.5-bath home offers the space and flexibility you’ve been searching for—both inside and out. Step through the front door into the foyer and immediately discover the impressive 18' x 29' great room, featuring wood floors and plenty of space for relaxing, entertaining, and gathering with family and friends. Just off the great room, the indoor laundry room provides additional space for storage and everyday organization. At the front of the home, the kitchen features a casual eating area and convenient closet pantry. Down the hallway, you’ll find a full guest bathroom with a tub/shower combination along with two comfortable secondary bedrooms. Tucked toward the back of the home for added privacy, the primary bedroom includes its own full bathroom with a tub/shower combination. One of the home's best features is waiting outside! From the great room, step into the enclosed lanai overlooking the oversized backyard. With just over half an acre, there’s plenty of room to create the outdoor space you’ve been dreaming about—plant fruit trees, start a garden, create a play area, or simply enjoy having extra room without the restrictions of an HOA. Located just outside Umatilla, you can enjoy the relaxed feel of small-town living while remaining close to local shopping, dining, schools, and everyday conveniences. The home is approximately 38 miles from Orlando and 49 miles from Daytona Beach, putting Central Florida attractions and the coast within reach. If you’ve been searching for a home with a large lot, NO HOA, spacious living area, enclosed lanai, and plenty of possibilities, this one deserves a spot on your must-see list. Schedule your private showing and come see the potential for yourself! All information is deemed reliable but is not guaranteed and should be independently verified by buyers. Room measurements are approximate and should be verified by buyers.

16529 Orange Avenue, Umatilla
$259,000
2 Beds ⋅ 1 Baths ⋅ Three Lakes Sub SubDv. ⋅ 32784 Zip Code
Waterfront! This charming bungalow sits directly on the shores of 68-acre Lake Bracy in the peaceful Three Lakes subdivision. Your private backyard deck looks across the water at a protected view of old Florida woods and nature, offering the ultimate backdrop with no back-facing neighbors. Enjoy the peaceful setting from inside through the large windows overlooking the lake and watch wading birds, fish jump and occasional native wildlife.Bring the pups! Fully fenced backyard! Maintained with pride of ownership, this 2-bedroom, block home offers classic charm meets smart, modern functionality. As you step inside, you are greeted by warm, real, hardwood floors and an inviting layout. The heart of the home features a character-rich kitchen equipped with knotty-pine wood cabinets and elegant glass-front displays perfect for showcasing your culinary collection. Notice the custom Built-Ins in the Dining area as well. The Main Living area is open and there are views of the Lake no matter where you sit. Storage is never an issue here, as the home boasts an impressive abundance of closets and storage options throughout to keep your living spaces organized and clutter-free. Notice the etched-glass paneled closet doors for added character. Professionally converted from a former carport, don’t overlook the 300+ sq feet of fully screened-in living area providing expansive bonus space and provides the ultimate setting for large-scale entertaining, dynamic dining, or peaceful morning coffee. Enjoy the fresh evening breeze completely free from pests and bugs in a space designed to blend indoor comfort with outdoor freedom. Nestled in a desirable neighborhood, this turnkey gem offers the perfect balance of cozy historic detail and major system updates. AC 2026. Roof 2022. Water Heater 2022. Gutters with Leaf Guard installed 2020. Range 2026. Deck Resurfaced 2025. Shed conveys with property.

37401 Turner Drive, Umatilla
$275,000
3 Beds ⋅ 2 Baths ⋅ Magnolia Pointe Ph 1 SubDv. ⋅ 32784 Zip Code
Why wait for new construction when you can enjoy the benefits of a newer home without the building delays? Built by D.R. Horton and ready for you now, this move-in-ready home in Magnolia Pointe offers modern style, smart-home convenience, and an easygoing Central Florida lifestyle.The open floor plan creates a comfortable space for everyday living, whether you are preparing dinner, relaxing at the end of the day, or spending time with friends and family. The kitchen features shaker-style cabinetry, quartz countertops, and Whirlpool stainless-steel appliances, giving the heart of the home a clean and polished look. Smart-home features and a Ring doorbell add convenience and peace of mind, while the stucco exterior and architectural shingles give you lasting curb appeal.Living in Magnolia Pointe means enjoying community amenities, including a pool and playground, without the high HOA fees often found in newer neighborhoods. When you are ready to explore, the Ocala National Forest offers countless opportunities for outdoor recreation, while Publix, shopping, dining, and everyday conveniences are approximately 15 minutes away. Easy access to major roadways also makes commuting throughout the area more convenient.With its modern finishes, low-maintenance design, connected-home features, and welcoming community setting, this home offers the opportunity to settle in and start enjoying life right away. Skip the construction wait and make this your next home.

Umatilla
$250,000
2 Beds ⋅ 2 Baths ⋅ Oak Park SubDv. ⋅ 32784 Zip Code
Virtually Staged. **SELLER SAYS SELL! REDUCED PRICE!!! WELCOME TO 321 CASSADY Street & 20 N OAK Avenue — TWO ADDRESSES, TWO LIVING SPACES, ONE UNIQUE PROPERTY! *MOTIVATED SELLER* Discover a truly unique investment opportunity featuring two separate living spaces! The charming front home is a 1920s country cottage, complete with a classic white picket fence and plenty of character, while the rear of the property features a beautifully renovated garage apartment/ADU with its own separate address, electric meter, and water meter—an excellent setup for extended family, guests, or potential rental income. The main cottage offers 2 bedrooms and an inviting open great room and kitchen, filled with the warmth and character you would expect from a vintage country home. Relax on the large screened front porch, the perfect spot for morning coffee or an evening spent enjoying the Florida breeze. Step into the private, fully fenced backyard and you'll find even more to love. A charming KOI pond filled with fish creates a peaceful outdoor setting, while a cement walkway connects the main cottage to the rear apartment. There is plenty of space for entertaining, hobbies, storage, and all your Florida toys! The rear building offers a workshop beneath the ADU, plus there are two additional newer storage sheds, including one with an awning providing covered parking for a boat or golf cart. You'll also find a concrete RV pad alongside the garage. The garage apartment/ADU was completely renovated in 2025 and provides a separate living area with its own utilities and address—making this property especially versatile. MAJOR UPDATES INCLUDE: Electrical – 2025 Plumbing – 2025 Garage Apartment/ADU Completely Renovated – 2025 Metal Roof on Garage/ADU 2019 Shingle Roof on the 1920s Cottage Updates Have Been Permitted Whether you're looking for a multi-generational property, income-producing opportunity, guest quarters, or simply extra space, 321 Cassady & 20 N Oak offer possibilities that are hard to find. Two addresses, separate utilities, two living spaces, workshop and extensive storage—all on one unique property! Please note stove will be replaced prior to closing.

321 Cassady Street, Umatilla
$254,900
3 Beds ⋅ 2 Baths ⋅ Beg 108.8 Ft N Of Sw Cor Of E 1/2 Of Ne 1/4 Of Nw SubDv. ⋅ 32784 Zip Code
Whether you are an investor, first time buyer or looking for your next proyect, this is the chance to secure a great property at a competitive price located in this great area in Umatilla,close to an acre 36,686 sq ft of land! with an option to split the lot, do a new construction and keep the house with biger lot to add a suwimming pool, park your Boat or AV!! This move-in ready property features an open-concept layout perfect for comfortable living and entertaining. Enjoy a stunning kitchen with brand-new cabinets, quartz countertops, a modern backsplash, and new stainless steel appliances. Additional upgrades include new water-resistant laminate flooring, updated bathrooms, a brand-new A/C system, new water heater, new architectural shingle roof, updated light fixtures, and fresh interior and exterior paint. With ample yard space, this home offers endless potential—whether for outdoor entertaining, expansion. Conveniently located near schools shopping, and major highways. A must-see!

38910 Merrell Avenue, Umatilla
$394,000
3 Beds ⋅ 2 Baths ⋅ Metes And Bounds SubDv. ⋅ 32784 Zip Code
Discover peaceful country living with waterfront access at 26586 SE Highway 42 in Umatilla. Situated on 3.15 acres, this charming 3-bedroom, 2-bath home offers 1,624 square feet of living space, plenty of room to spread out, and the freedom of an agricultural setting. Even better, several major components have already been updated, including a 2025 A/C system, 2024 electric water heater, and 2020 roof—valuable improvements that add peace of mind for the next owner. Inside, the living room is centered around a stone-accented wood-burning fireplace, creating a comfortable gathering space with plenty of character. A separate dining area and spacious kitchen overlooking the backyard provide a functional layout for everyday living and entertaining. Outside, the 3.15-acre homesite is partially fenced, offering plenty of room for animals, pets, gardening, recreational vehicles, equipment, or simply enjoying additional privacy and open space. A detached 24' x 24' metal garage/workshop provides excellent space for vehicles, tools, hobbies, projects, or additional storage. For those who enjoy the water, the property features canal frontage with seasonal access toward multiple lakes. Bring the fishing poles, kayaks, or boat and take advantage of the outdoor lifestyle right from your own property. With acreage, seasonal waterfront access, a detached workshop, and important recent updates, this property offers a combination that's becoming increasingly difficult to find in Central Florida. Whether you're looking for a full-time residence, a country retreat, or simply more land and flexibility, 26586 SE Highway 42 is ready for its next chapter.

26586 Se Highway 42, Umatilla
$650,000
3 Beds ⋅ 2 Baths ⋅ N/A SubDv. ⋅ 32784 Zip Code
10 ACRES • POOL HOME • FENCED PROPERTY • OUTBUILDINGS • PRIVACY & SPACE Bring your vision to this spacious 10-acre Florida property offering the perfect combination of comfortable living, outdoor enjoyment, storage, and room to spread out. The 2,000+ square-foot home features a functional layout, abundant storage, and a closed-in garage providing additional flexible space. The property is being offered with all appliances, making it ready for its next owner to make it their own. Step outside and enjoy the screened-in pool and lanai—an ideal setting for relaxing, entertaining, or simply taking in the surrounding Florida landscape. The fenced property is partially cleared while retaining plenty of natural surroundings, creating a balance of usable land and the character of Florida's natural environment. Multiple outbuildings provide valuable additional storage and workspace options, while the acreage offers plenty of room for outdoor activities, gardening, equipment, hobbies, or simply enjoying the space and privacy. With a substantial home, screened pool, lanai, closed-in garage, multiple outbuildings, fencing, and 10 acres of partially cleared land, this property offers a unique opportunity to own a spacious piece of Florida with room to make it your own.

17530 Se Highway 452, Umatilla
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