Umatilla Homes with Lake Front Frontage

Umatilla Homes with Lake Front Frontage

Welcome to Umatilla, Florida—a hidden gem nestled in the heart of Lake County. This charming city is known for its stunning natural beauty, friendly community, and a laid-back lifestyle that many dream of. With its serene lakes, lush landscapes, and rich history, Umatilla offers an idyllic setting for those seeking a peaceful retreat while still being close to modern conveniences.

One of the most enticing features of Umatilla is its beautiful homes with lakefront frontage. Imagine waking up to the gentle sound of water lapping at the shore, with breathtaking views of the sunrise reflecting off the lake. These properties provide not just a home, but a lifestyle of tranquility and leisure. Whether you're an avid fisherman, a boating enthusiast, or simply someone who enjoys the calming presence of water, lakefront living in Umatilla is truly a slice of paradise.

The community is vibrant and welcoming, with local events and activities that foster connections among residents. Explore nearby parks, take leisurely strolls along the waterfront, or indulge in outdoor adventures such as hiking and birdwatching. Umatilla’s rich natural surroundings make it a haven for nature lovers, while the charming downtown area offers quaint shops and delightful dining options.

With its affordable housing market and the allure of lakefront living, Umatilla is an ideal place to call home. Discover the perfect blend of comfort, community, and natural beauty in this enchanting Florida city. Your dream home awaits!

Newest Umatilla Homes with Lake Front Frontage

$259,000
2 Beds ⋅ 1 Baths ⋅ Three Lakes Sub SubDv. ⋅ 32784 Zip Code
Waterfront! This charming bungalow sits directly on the shores of 68-acre Lake Bracy in the peaceful Three Lakes subdivision. Your private backyard deck looks across the water at a protected view of old Florida woods and nature, offering the ultimate backdrop with no back-facing neighbors. Enjoy the peaceful setting from inside through the large windows overlooking the lake and watch wading birds, fish jump and occasional native wildlife.Bring the pups! Fully fenced backyard! Maintained with pride of ownership, this 2-bedroom, block home offers classic charm meets smart, modern functionality. As you step inside, you are greeted by warm, real, hardwood floors and an inviting layout. The heart of the home features a character-rich kitchen equipped with knotty-pine wood cabinets and elegant glass-front displays perfect for showcasing your culinary collection. Notice the custom Built-Ins in the Dining area as well. The Main Living area is open and there are views of the Lake no matter where you sit. Storage is never an issue here, as the home boasts an impressive abundance of closets and storage options throughout to keep your living spaces organized and clutter-free. Notice the etched-glass paneled closet doors for added character. Professionally converted from a former carport, don’t overlook the 300+ sq feet of fully screened-in living area providing expansive bonus space and provides the ultimate setting for large-scale entertaining, dynamic dining, or peaceful morning coffee. Enjoy the fresh evening breeze completely free from pests and bugs in a space designed to blend indoor comfort with outdoor freedom. Nestled in a desirable neighborhood, this turnkey gem offers the perfect balance of cozy historic detail and major system updates. AC 2026. Roof 2022. Water Heater 2022. Gutters with Leaf Guard installed 2020. Range 2026. Deck Resurfaced 2025. Shed conveys with property.

37401 Turner Drive, Umatilla
$489,999
3 Beds ⋅ 3 Baths ⋅ N/A SubDv. ⋅ 32784 Zip Code
Virtually Staged. NOW OFFERING $10,000 IN SELLER CONCESSIONS, with acceptable offer!! Virtually Staged. Some homes simply feel like home—and from the moment you arrive, this is one of them. Bathed in natural light and offering peaceful Lake Burns views, this spacious 3-bedroom, 3-bath residence invites you to slow down, relax, and enjoy the beauty of everyday living. A gracious entry opens to a warm and welcoming family room with a cozy fireplace, creating the perfect gathering place for quiet evenings or time with family and friends. The dining room features French doors that lead to the expansive rear porch, seamlessly blending indoor and outdoor living. The generous kitchen, complete with a breakfast bar, flows naturally into the living room, making entertaining and everyday life wonderfully effortless. With 2,108 square feet of living space, there is room to spread out while still maintaining a comfortable, inviting atmosphere. The rear porch may quickly become a favorite place to begin the morning with a cup of coffee, unwind at the end of the day, or gather with friends while taking in the peaceful surroundings. Beyond the porch, the rear yard creates your own secluded outdoor retreat. A grand terrace provides an exceptional setting for celebrations, memorable gatherings, or simply enjoying an evening beneath the stars. Approximately 1.24 upland acres offer plenty of space to play, garden, entertain, or create the outdoor lifestyle you've always imagined. This isn’t just a place to live- it’s a place to create memories.

39023 Lake Burns Road, Umatilla
$800,000
32784 Zip Code
DISCOVER 40 ACRES OF UNTOUCHED OLD FLORIDA tucked within the breathtaking landscape of the Ocala National Forest. This remarkable property offers exceptional privacy, WATERFRONT, and the kind of NATURAL BEAUTY that's becoming increasingly rare. Stately oaks, native PINES, open clearings, and peaceful shoreline create an ideal setting for a private retreat, hunting camp, or equestrian getaway. FOX, deer, owls, WILD TURKEY, bobcats, and majestic EAGLES call this home too. Spend your days hunting, fishing, horseback riding, hiking, paddling the shoreline, or simply enjoying the quiet solitude that only a property like this can provide. Build your dream cabin exactly where you want it, SURROUNDED BY NATURE and endless recreational opportunities. Conveniently located between Orlando, Ocala, and The Villages, this hidden wilderness feels miles away from the pressures of everyday life while remaining easily accessible. Looking for even more privacy? The adjacent 158+ acre property is also available (MLS G5109487), creating an extraordinary opportunity to own nearly 200 acres of contiguous land. Properties like this are becoming nearly impossible to find. Bring your hiking boots, hop in your vehicle, and experience this one-of-a-kind wilderness for yourself.

Se 150th Forest 02, #3, Se 150th Street, Umatilla
$364,900
4 Beds ⋅ 2 Baths ⋅ Umatilla Wingfield Sub SubDv. ⋅ 32784 Zip Code
Discover the potential of this spacious lakefront home situated on a picturesque 0.41-acre corner lot shaded by majestic oak trees in the heart of Umatilla. Offering approximately 2,876 square feet of living space, this 4-bedroom, 2-bath residence provides an exceptional opportunity to create your dream home in a beautiful waterfront setting. Inside, you'll find a versatile floor plan featuring a generous family room, a separate living room with a striking stone fireplace, and sliding glass doors leading to the screened pool and patio with bar area overlooking the backyard and peaceful lake views. The spacious kitchen is equipped with beautiful wood cabinetry, abundant countertop space, and a dining area perfect for gathering with family and friends. The desirable split-bedroom layout includes a gracious primary suite with a private bath and sliding glass doors opening directly to the pool area. The converted garage provides additional under-air living space ideal for a home office, game room, fitness area, or hobby room. An interior laundry room with utility sink adds everyday convenience. Enjoy the privacy of a mature oak-shaded homesite, an inviting screened pool, and the beauty of lakefront living, all while being conveniently located near local shopping, dining, parks, and schools. Don't miss this opportunity to make this waterfront property your own! All information recorded in the MLS is intended to be accurate but cannot be guaranteed, buyer advised to verify.

603 W Ocala Street, Umatilla
$1,050,000
4 Beds ⋅ 2 Baths ⋅ Lake Murphy Estates SubDv. ⋅ 32784 Zip Code
Virtually Staged. Recently appraised at $1,050,000 by a licensed appraiser, this home offers exceptional value. Experience the perfect blend of luxury, privacy, and waterfront living in this custom-built estate, nestled on 4.59 private acres with nearly 200 feet of frontage on beautiful Lake Murphy, a skiable lake. Featuring a grand circular driveway, this brand-new block home showcases exceptional craftsmanship, breathtaking views, and the freedom of no HOA. Designed for both everyday living and entertaining, the open-concept floor plan is filled with natural light and showcases panoramic lake views from the main living areas and primary suite. Sliding glass doors open to the covered lanai, creating a seamless indoor-outdoor living experience. The beautifully appointed kitchen features quartz countertops with a full-height backsplash, solid wood soft-close cabinetry, premium stainless steel appliances, double wall ovens, a separate cooktop with pot filler, a spacious center island, and a walk-in pantry. The private primary suite offers tranquil lake views, lanai access, a generous walk-in closet, and a spa-inspired bath with dual vanities, a freestanding soaking tub, and an oversized frameless glass shower with a rainfall showerhead. Additional features include luxury 12mm vinyl plank flooring throughout, sound-insulated interior walls, an oversized laundry room with abundant cabinetry, an irrigation system, seamless gutters, an insulated garage door, an oversized two-car garage, and an exterior lighting package with motion, soffit, landscape, and illuminated entry lighting. Outside, the possibilities are endless with room for a pool, workshop, RVs, boats, trailers, and more. Zoned to accommodate horses, chickens, goats, and other livestock, this property offers the perfect balance of luxury and flexibility. Spend your days boating, fishing, kayaking, paddleboarding, or water skiing right from your own backyard. Conveniently located less than 10 minutes from Publix, approximately 15 minutes from the Wekiva Parkway, and only 20 minutes from charming downtown Mount Dora, this one-of-a-kind property offers a rare combination of luxury, privacy, acreage, and waterfront living.

39251 County Road 439, Umatilla
$274,000
2 Beds ⋅ 2 Baths ⋅ Umatilla Lake Mary Estates Sub SubDv. ⋅ 32784 Zip Code
WATERFRONT on Lake Mary in Umatilla! Cute 2 bedroom - 1 full & 1 half bath CONCRETE BLOCK home on quarter acre lot! 80 foot deep, 28 acre lake! Known for great fishing and relaxing water activies! Sit on your SCREENED PORCH overlooking this beautiful waterway with a beverage after your work day or coffee in the morning and watch nature wake up! This cute home is move-in ready or update to your taste! Large laudry room. Garage with Door-Opener and service door on the side. A/C 2014 - recently serviced. Roof 2017. Umatilla School District - "A" Rated Schools!

57 Cayman Circle, Umatilla
$369,900
3 Beds ⋅ 2 Baths ⋅ Acreage SubDv. ⋅ 32784 Zip Code
Imagine living surrounded by trees, nature and a small lake behind your house. Now imagine the calmness of country life but close enough to go to the grocery store or grab a coffee. This is the house for you! 3 bedroom split floor plan and 2 baths. Open living/dining room. Beyond is an a/c Florida room. Also an enclosed covered screened in patio with a fireplace for cozy nights. Fenced in front and back yard. Ample parking with a covered metal carport. Beautiful landscape to attract birds and more. Located on a dead end street and is the last house. This is a well kept home waiting for new birdwatchers!

37400 Saint Louis Avenue, Umatilla
$7,370,000
8 Beds ⋅ 9 Baths ⋅ 32784 Zip Code
A rare Central Florida legacy estate, privately set on approximately 237 acres along beautiful Ella Lake. This extraordinary Umatilla property offers a remarkable combination of privacy, scale, waterfront beauty, and luxury improvements rarely found in today’s market. The main residence features over 11,000 square feet of living area, designed for grand entertaining and comfortable everyday living, with expansive indoor and outdoor spaces, a resort-style pool and spa, and a large, covered lanai overlooking the natural surroundings. Beautifully positioned on Ella Lake, this private Umatilla estate offers a rare blend of lakefront living, acreage, privacy, and natural Central Florida beauty. Enjoy peaceful water views, wildlife, fishing, kayaking, paddleboarding, and the quiet outdoor lifestyle that makes this property so special. With its expansive estate setting and convenient access to Umatilla, Eustis, Mount Dora, The Villages, and surrounding Central Florida destinations, this is a rare opportunity to own a true private lakefront retreat. In addition to the main residence, the property includes a spacious guest house of approximately 1,500 square feet situated above a six-car garage, providing ideal accommodations for guests, extended family, staff, or private retreat space. The acreage offers a stunning mix of open land, wooded areas, wetlands, and lakefront setting, creating exceptional opportunities for recreation, privacy, wildlife viewing, equestrian use, family compound living, or a one-of-a-kind luxury retreat. Located in a quiet and highly private setting, yet within reach of Umatilla, Eustis, Mount Dora, The Villages, and Ocala, this estate is a truly unique offering for the buyer seeking space, seclusion, waterfront character, and long-term legacy value. Properties of this size and quality are increasingly difficult to find in Central Florida.

17269 Se 260th Avenue Road, Umatilla
$230,000
32784 Zip Code
Commercial lake front !!!!!Unique opportunity in Umatilla: corner C-2 commercial lot offering a rare dual advantage—direct frontage and high visibility on State Road 19, along with direct access and lake views. Ideal for a project seeking constant traffic exposure and a distinctive location enhanced by its waterfront component. This property provides easy access from major area roadways and an excellent position for a business focused on branding, strong market presence, and differentiation. In addition, public references indicate that infrastructure improvements and corridor planning initiatives are being considered along SR 19, further strengthening the area’s long-term growth potential.

Lake Smith Road, Umatilla
$699,000
2 Beds ⋅ 1 Baths ⋅ Unincorporated SubDv. ⋅ 32784 Zip Code
SELLER SAYS BRING ALL OFFERS! 43 ACRES of old Florida on Nicotoon Lake with Agricultural zoning! Endless Possibilities Await YOU! Escape to a peaceful haven of 3 parcels at 16050 SE 275th Ave is perfect for outdoor lovers, equestrian enthusiasts, or anyone seeking the tranquility of nature. This sprawling 43.05-acre parcel, measuring 780 x 2662, offers endless opportunities for recreation, boating, fishing, farming, or development. There is a 2 Bed 1 Bath cabin on the property that needs to be removed, value is in the land. Whether you’re enjoying the serene setting or envisioning the future of this expansive land, this home is your gateway to a new adventure. This is a dream come true for those looking to build riding trails, start a farming venture or building a family compound for multigenerational living - TONS OF POTENTIAL! Nicotoon Lake is a 475 acre lake best known for fishing Bass and Panfish. Best of all, there’s no HOA, allowing you the freedom to create the lifestyle you’ve always imagined. Ready to embark on your next chapter? Schedule your private viewing today and explore the boundless potential of this unique property! Price improved and the Seller is Motivated to Sell!

16050 Se 275th Avenue, Umatilla
$2,500,000
N/A SubDv. ⋅ 32784 Zip Code
Experience a rare expression of Old Florida WITHIN the Ocala National Forest boundaries, an extraordinary PRIVATE SANCTUARY spanning over 150 ACRES across three parcels. Nearly 95 acres of OAK HAMMOCK, Florida scrub, OPEN SAVANNAH, and Florida slash PINES unfold alongside approximately 14 acres of PRISTINE SHORELINE surrounding your own 50-acre lake. This is more than land—it’s a destination. A place for those who have seen the world, yet seek something INCREASINGLY RARE: true privacy, unspoiled NATURE, and the FREEDOM to disappear into it. ABUNDANT WILDLIFE - sandhill crane, DEER, fox, owls, and SOARING EAGLES create a living backdrop for hunting, riding, or simply reconnecting with the land. Ride YOUR OWN TRAILS, or out on NEARBY forest horse trails, explore your own expansive terrain, or PRESERVE IT AS A LEGACY HOLDING—an irreplaceable ASSET in a world where land like this no longer exists, and rarely available for private ownership. Positioned between Orlando and The Villages and Ocala, yet worlds away from both, this is where solitude meets accessibility. For those who value privacy, scale, and permanence—this is your escape. YOUR LEGACY. Take the first step to fulfilling that dream – CALL your REALTOR for an appointment.

Forest 02, #2, Se 150th Street, Umatilla
$3,750,000
3 Beds ⋅ 3 Baths ⋅ Na SubDv. ⋅ 32784 Zip Code
North Lake County Waterfront Ranch and Home is an opportunity to purchase roughly 240 ± acres in an extremely desirable part of Lake County. This property can serve as a secluded home place for an individual or family seeking hunting, fishing, recreational, and ranching opportunities. Combined there is roughly 10,157 ± feet of frontage on multiple lakes with one 4.5-acre lake being completely internal to the property. The ranch is mostly comprised of improved pasture on the south end while transitioning into large live oak hammocks as you head towards the northern boundary. The improved pasture is completely cross fenced with a central penning lane allowing for rotational grazing and easy gathering of cattle. There is a 2,997 ± square foot 3 bedroom, 3 bathroom house that was built in 2008 on site. Additionally, there are other barns and agricultural structures on the ranch as well. There is roughly 1,805 ± feet on road frontage of CR 450 ensuring easy access and land appreciation as a prospective buyer looks into the future. The extensive road frontage could also provide a potential buyer with ability to subdivide whether it be for re-sale or to create a family compound. The cattle and some equipment on the ranch is up for discussion and can be purchased separately should a buyer be interested. Contact Zeb Griffin for more information.

13800 County Road 450, Umatilla
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